
638 DOGWOOD COURT, DUNEDIN, FL, 34698
Active48 days on marketListed Jun 24, 2026MLS #TB8522332
About this home
638 DOGWOOD COURT
Rare opportunity to own a duplex in one of Tampa Bay’s most sought-after coastal communities! This solid block construction property offers the perfect opportunity for buyers seeking to live in one side while generating rental income from the other, reducing monthly expenses while building long-term wealth. Investors will also appreciate the strong rental demand and exceptional location that continues to attract both residents and visitors to Dunedin. Located in a desirable non-flood zone area of Dunedin, this property offers two separate units, each featuring 2 bedrooms, 1 bathroom, comfortable living spaces, private entrances, separate laundry rooms, and backyards. Whether you are looking for an owner-occupied investment, multi-generational living, or an addition to your rental portfolio, this versatile property provides flexibility rarely found in this price range. The location is truly exceptional. Situated less than half a mile from the waterfront and vibrant Main Street Dunedin, residents can easily enjoy the city’s renowned restaurants, breweries, cafés, boutiques, galleries, festivals, and year-round community events. The property is also approximately a third of a mile from the TD Ballpark, that is the spring training home of the Toronto Blue Jays and Dunedin Blue Jays, and just moments from the Pinellas Trail, offering convenient access to miles of scenic paths connecting parks, recreation, dining, and entertainment throughout the county. Dunedin’s unique coastal lifestyle continues to make it one of the most desirable communities on the Gulf Coast. Golf carts are permitted throughout much of the city, adding to the convenience of enjoying nearby attractions, waterfront parks, the marina, and downtown amenities without always needing to get in the car. Outdoor enthusiasts will appreciate the short drive to Honeymoon Island State Park, featuring Gulf beaches, nature trails, kayaking, fishing, and access to Caladesi Island. Clearwater Beach and the historic Sponge Docks of Tarpon Springs are also nearby, providing even more options for recreation and entertainment. Dunedin properties in this prime location often command significantly higher prices, making this duplex an outstanding opportunity to own in a premier coastal community while creating immediate income potential. Whether you’re searching for an affordable path into Dunedin, a smart investment, or a property that combines lifestyle and financial benefits, this rare duplex delivers location, flexibility, and opportunity.
Facts & features
The home at a glance
4
Bedrooms
1,392
Sqft
0.1 ac
Lot size
1970
Year built
One
Levels
$341
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,532 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,532/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunedin actives
$341 vs $298
Days on market
48 vs 47 typical
Where $341/sqft sits among the 249 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $463K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
143 of 249
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 638 DOGWOOD COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$265,000
1832 GREENHILL DRIVE
4 bd · 2 ba · 1,392 sqft · $190/sqft · 5 DOM
Sold · Apr ’26$405,000
1832 GREENHILL DRIVE
4 bd · 2.5 ba · 1,392 sqft · $291/sqft · 1 DOM
Sold · Jun ’26$589,000
1022 SUNNYDALE DRIVE
3 bd · 2 ba · 1,385 sqft · $425/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 638 DOGWOOD COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 638 DOGWOOD COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
638 DOGWOOD COURT FAQs
What would the monthly payment be for 638 DOGWOOD COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,532/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 638 DOGWOOD COURT?+
The most recent tax bill on record (2025) was $4,392. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunedin?+
At $475,000, this home is listed about 20% above the Dunedin median of $395,900. The market section on this page shows how the area is trending.
Which schools are assigned to 638 DOGWOOD COURT?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$475,000 runs 47% above the DUNEDIN 34698 median — but at 1,392 sqft it's also 18% larger than the typical Dunedin listing.
02Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $524,000, now $475,000 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Gary Ubaldini. MLS #TB8522332.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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