7020 COGNAC DRIVE UNIT 3, NEW PORT RICHEY, FL, 34653
Active49 days on marketListed Jun 22, 2026MLS #TB8521602
About this home
7020 COGNAC DRIVE UNIT 3
Virtually Staged. Charming 2BR/2BA condo in the desirable community of New Port Richey! This 1,044 sq ft unit offers maintenance-free Florida living with Magnolia Valley Golf Course right next door — perfect for golf enthusiasts or anyone seeking a low-maintenance lifestyle. Enjoy an assigned parking space, a functional split floor plan, and a peaceful, established neighborhood setting. Just minutes from historic downtown New Port Richey, where you’ll find lakeside walking trails, local restaurants, and boutique shopping. Whether you’re a first-time buyer, downsizing, or looking for the perfect Florida investment/snowbird property, this condo checks all the boxes. Don’t miss this opportunity — schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,044
Sqft
29.22 ac
Lot size
1973
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$169 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$169/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs MAGNOLIA VALLEY
$1 vs $177
Days on market
49 vs 51 typical
Where $1/sqft sits among the 13 homes for sale in MAGNOLIA VALLEY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34653 — neighborhood snapshot
Population
36,086
Median age
49.9
Median income
$47,660
Median home value
$180,900
Avg household
2.21
Households w/ children
3,038
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
9 of 13
MAGNOLIA VALLEY have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the NEW PORT RICHEY 34653 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 7020 COGNAC DRIVE UNIT 3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$124,900
7050 COGNAC DRIVE UNIT 1 · same community
2 bd · 2 ba · 1,044 sqft · $120/sqft · 23 DOM
Sold · Jul ’26$255,000
7209 MAGNOLIA VALLEY DRIVE · same community
2 bd · 2 ba · 1,126 sqft · $226/sqft · 90 DOM
Sold · Sep ’25$277,500
7031 MAGNOLIA VALLEY DRIVE · same community
3 bd · 1.5 ba · 1,180 sqft · $235/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7020 COGNAC DRIVE UNIT 3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7020 COGNAC DRIVE UNIT 3 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
7020 COGNAC DRIVE UNIT 3 FAQs
What would the monthly payment be for 7020 COGNAC DRIVE UNIT 3?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $169/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 7020 COGNAC DRIVE UNIT 3?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $1,300, this home is listed about 100% below the New Port Richey median of $280,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7020 COGNAC DRIVE UNIT 3?+
Anclote Elementary School (elementary), Gulf Middle School (middle), Anclote High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP ADVANTAGE · Manal Elkhawaga. MLS #TB8521602.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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