10699 OLD SYCAMORE LOOP, LAND O LAKES, FL, 34638
Active43 days on marketListed Jun 19, 2026MLS #TB8521150
About this home
10699 OLD SYCAMORE LOOP
Short Sale. Discover modern Florida living at its finest in this stunning 2022-built two-story single-family home at 10699 Old Sycamore Loop in the desirable Cypress Preserve community of Land O Lakes, FL 34638. This inviting 2,046 sq ft residence features 4 bedrooms, 2.5 bathrooms, and an attached 2-car garage. Step inside to an open-concept main floor where the spacious living room flows seamlessly into a chef’s dream kitchen boasting granite countertops, a large center island perfect for entertaining, and a generous pantry for ample storage. A convenient half-bath completes the first level. Upstairs, all four bedrooms await, along with two full bathrooms, a laundry room for everyday ease, and a versatile bonus loft flex space ideal for a home office, play area, or media room. The primary suite is a true retreat, complete with a large walk-in closet, dual sinks, and an oversized shower. Outside, enjoy the large vinyl-fenced rear yard, offering privacy and space for relaxation or play. The paver patio features a charming gazebo and playset, making it perfect for family gatherings. Additional highlights include Tesla charger and energy-efficient solar electric, helping reduce utility costs while supporting sustainable living. Cypress Preserve is a conservation-inspired master-planned community that blends modern comforts with natural beauty, featuring wooded and water views. Residents enjoy family-friendly amenities including a zero-entry resort-style pool with cabana, playground, dog park, event lawn, walking trails, and more—creating an active, welcoming lifestyle right at your doorstep. The location shines for its proximity to nature and conveniences. Just minutes away lies the expansive Cypress Creek Preserve, a 7,400-acre haven with hiking, biking, equestrian trails, camping, wildlife viewing, and scenic wetlands—ideal for outdoor enthusiasts. Within a short drive (well under 20 miles), explore Plantation Palms Golf Club, the Land O’ Lakes Recreation Complex, Suncoast Trail for biking and walking, and vibrant shopping/dining at The Shops at Wiregrass, Publix, Costco, and more. Families benefit from highly rated schools, while easy access to I-75 connects you to Tampa’s attractions like Busch Gardens (around 13 miles away), Tampa Premium Outlets, and beautiful Gulf beaches beyond. This home perfectly balances contemporary style, practical family living, and a connected community lifestyle. Don’t miss the opportunity to make it yours!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,046
Sqft
0.1 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,380 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,380/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.4%
$/sqft vs Land O Lakes actives
$200 vs $206
Days on market
43 vs 32 typical
Where $200/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $428K
Land O Lakes median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
218 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 10699 OLD SYCAMORE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$409,999
17492 MAPLE GROVE ROAD
4 bd · 2.5 ba · 2,045 sqft · $200/sqft · 124 DOM
Sold · Jun ’26$409,990
17484 MAPLE GROVE ROAD
4 bd · 2.5 ba · 2,045 sqft · $200/sqft · 75 DOM
Sold · Feb ’26$460,000
17680 ACORN DROP ROAD
4 bd · 2.5 ba · 2,045 sqft · $225/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10699 OLD SYCAMORE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10699 OLD SYCAMORE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
10699 OLD SYCAMORE LOOP FAQs
What would the monthly payment be for 10699 OLD SYCAMORE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,380/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10699 OLD SYCAMORE LOOP?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10699 OLD SYCAMORE LOOP?+
The most recent tax bill on record (2025) was $7,329. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10699 OLD SYCAMORE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $409,900, this home is listed about 1% below the Land O Lakes median of $413,946. The market section on this page shows how the area is trending.
Which schools are assigned to 10699 OLD SYCAMORE LOOP?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$409,900 runs 12% above the LAND O LAKES 34638 median.
02Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $419,900, now $409,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TAMPA BAY PREMIER REALTY · Don Suda. MLS #TB8521150.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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