Steeve Cadeau

MAPLEWOOD DRIVE, HERNANDO BEACH, FL, 34607

Active32 days on marketListed Jun 18, 2026MLS #TB8521087

Priced 84% below the HERNANDO BEACH 34607 medianGULF COAST RET

About this home

MAPLEWOOD DRIVE

OPPORTUNITY IS KNOCKING! Come build your COASTAL DREAM HOME in beautiful HERNANDO BEACH. This oversized 6,496 -square-foot residential lot offers endless possibilities in one of Florida's most desirable waterfront communities. Whether you're looking to build your custom dream home, or secure a valuable investment property, this lot provides exceptional flexibility and potential. Conveniently located just up the road from the PUBLIC BOAT RAMP offering DIRECT GULF ACCESS, you'll enjoy easy access to some of Florida's best boating, fishing, kayaking, paddleboarding, and waterfront recreation. Hernando Beach is a GOLF CART-FRIENDLY COMMUNITY and offers the rare advantage of NO HOA and NO DEED RESTRICTIONS, while allowing SHORT-TERM RENTALS, making it an excellent opportunity for both homeowners and investors. An additional adjacent lot is also available for purchase at 50,000, or both lots can be purchased together for only 90,000, providing even more space and future possibilities. Located just minutes from shopping, dining, hospitals, and the natural beauty of Weeki Wachee Springs State Park, with convenient access to the Suncoast Parkway for an easy commute to Tampa, Brooksville, and surrounding areas. Don't miss this opportunity to own a piece of paradise and build the Florida lifestyle you've been dreaming of.

Facts & features

The home at a glance

0.15 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

Taxes (2025)$770/yr
PetsYes
CommunityMarina · Public Boat Ramp · Water Access · Golf Carts OK

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$541 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$294
FHA mortgage insurance (est.)$22
Property tax — 2025 actual bill$64
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,750
Interest rate6.00%
Loan term

Estimated payment

$541/mo

Principal & interest$294
FHA mortgage insurance (est.)$22
Property taxes (actual bill)$64
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Hernando Beach

Map of MAPLEWOOD DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)64 min
Downtown Tampa74 min

Get to know Hernando Beach. See the full Hernando Beach guide →

HERNANDO BEACH 34607 — neighborhood snapshot

Population

9,046

Median age

55.7

Median income

$61,221

Median home value

$343,100

Avg household

2.3

Households w/ children

740

For the school run

Hernando County School District

MiddleFox Chapel Middle School★★★★
ElementaryDeltona Elementary School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando Beach market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$495K$488K

Hernando Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 84% below the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $50,000 · 32 days on market since

Reality check

What actually sold near MAPLEWOOD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4499 BAHAMA DRIVESold · Jan ’26

$325,000

4499 BAHAMA DRIVE · same community

2 bd · 2 ba · 958 sqft · $339/sqft · 0 DOM

4447 BAHAMA DRIVESold · Feb ’26

$435,000

4447 BAHAMA DRIVE · same community

3 bd · 1 ba · 1,186 sqft · $367/sqft · 0 DOM

4446 BAHAMA DRIVESold · Jan ’26

$590,000

4446 BAHAMA DRIVE · same community

3 bd · 3 ba · 1,193 sqft · $495/sqft · 263 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about MAPLEWOOD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for MAPLEWOOD DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

MAPLEWOOD DRIVE FAQs

What would the monthly payment be for MAPLEWOOD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $541/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on MAPLEWOOD DRIVE?+

The most recent tax bill on record (2025) was $770. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at MAPLEWOOD DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hernando Beach?+

At $50,000, this home is listed about 91% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.

Which schools are assigned to MAPLEWOOD DRIVE?+

Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of JT REALTY & ASSOCIATES · Sarah Hill. MLS #TB8521087.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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