
825 MANNS HARBOR DRIVE, APOLLO BEACH, FL, 33572
Active36 days on marketListed Jun 18, 2026MLS #TB8520847
About this home
825 MANNS HARBOR DRIVE
825 Manns Harbor Drive | 5 Bedrooms | 4.5 Bathrooms | 4,648 Sq Ft | Waterfront | MiraBay There is a specific stretch of MiraBay that residents wait years for the chance to call home. Bordered by the Wolf Creek Nature Preserve and situated on a rare 100-foot-wide waterfront lot lined with mature palms, 825 Manns Harbor Drive offers a combination of privacy, water frontage, and protected views that is difficult to find anywhere else in the community. The peaceful setting, long water views, and natural backdrop create an environment that simply cannot be replicated. The floor plan is thoughtful from front to back. An oversized office sits at the front of the home, set apart from the main living areas and ideal for working from home or quiet reading. The chef's kitchen features solid wood cabinetry, quartz countertops, a gas cooktop with custom hood, double ovens, stainless steel appliances, and a custom-built great room bar. The oversized center island is complemented by illuminated cabinetry and a true butler's pantry complete with a vegetable sink, and walk-in storage. The primary suite is located on the main level and features a giant walk-in shower, dual vanities, and a custom closet organization system. The remaining bedrooms are generously sized with large closets and dedicated bath access, while custom wall details are woven throughout the home. Storage has been thoughtfully incorporated at every turn. Upstairs, the home opens up in unexpected ways. The full-sized family loft is framed by nearly wall-to-wall picture windows capturing expansive views across the MiraBay lagoon. A dedicated movie theater room with full surround sound creates a private entertainment space for family and guests. The second-floor balcony faces west and is perfectly positioned to enjoy sunsets over the preserve each evening. The home is wired for smart home functionality throughout. Outside, more than 700 square feet of covered outdoor living and entertaining space extends the home's living area. The screened lanai surrounds a heated pool and spa overlooking deep water views and includes a dedicated pool bath for convenience. The composite dock is equipped with water, electricity, and a 13,000-pound lift. Additional features include true wood flooring, smart technology, surround sound, a custom stair railing, a three-car garage, and a tile roof. The HVAC system was serviced in May 2026. MiraBay's HOA is approximately $190 yearly and includes two heated pools, a 24-hour fitness center, tennis courts, pickleball courts, basketball courts, a kayak launch, and a full calendar of community events. Residents can access the MiraBay Shopping Plaza by golf cart. The community is elevated, and flood insurance rates are often lower than many surrounding waterfront neighborhoods. What the Seller Loves "What I will miss most is the morning. Sitting on the lanai with a cup of coffee, the preserve behind us and the water in front of us, there is no noise except the birds and the occasional boat heading out to the bay. The palms give this property a feeling that is completely unique. We chose this location within MiraBay very deliberately, and it delivered everything we hoped it would. The outdoor kitchen made every weekend feel like an event, and the boat lift meant Tampa Bay was never more than a few minutes away. Watching the sunset over the preserve from the balcony never got old. This home was built to be lived in fully, and we did exactly that."
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
4,830
Sqft
0.34 ac
Lot size
3
Garage
2021
Year built
Two
Levels
$497
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$15,994 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,994/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.7%
$/sqft vs Apollo Beach actives
$497 vs $227
Days on market
36 vs 56 typical
Where $497/sqft sits among the 397 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Mirabay — neighborhood snapshot
Population
2,133
Median age
56
Median income
$98,381
Median home value
$406,778
Avg household
2
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
222 of 397
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 433% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 825 MANNS HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$2,617,770
813 MANNS HARBOR DRIVE · same community
4 bd · 3.5 ba · 4,640 sqft · $564/sqft · 44 DOM
Sold · Apr ’26$1,125,000
826 MANNS HARBOR DRIVE · same community
4 bd · 4.5 ba · 4,162 sqft · $270/sqft · 30 DOM
Sold · Jun ’26$1,950,000
851 MANNS HARBOR DRIVE · same community
5 bd · 4.5 ba · 3,985 sqft · $489/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 825 MANNS HARBOR DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 825 MANNS HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
825 MANNS HARBOR DRIVE FAQs
What would the monthly payment be for 825 MANNS HARBOR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,994/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 825 MANNS HARBOR DRIVE?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 825 MANNS HARBOR DRIVE?+
The most recent tax bill on record (2025) was $23,611. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 825 MANNS HARBOR DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $2,400,000, this home is listed about 390% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 825 MANNS HARBOR DRIVE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,400,000 runs 433% above the APOLLO BEACH 33572 median — but at 4,830 sqft it's also nearly twice the size of the typical Apollo Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of 27NORTH REALTY · Shawna Calvert. MLS #TB8520847.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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