3671 E ARBOR LAKES DRIVE, HERNANDO, FL, 34442
Active27 days on marketListed Jun 22, 2026MLS #TB8520842
About this home
3671 E ARBOR LAKES DRIVE
Auction Property. LIST PRICE IS FOR MLS PURPOSES ONLY. ACTUAL PRICE WILL BE DETERMINED AT AUCTION. ONLINE AUCTION ENDS JULY 29 AT 11 AM ET. Discover the perfect blend of comfort, recreation, and community in this 3 bedroom, 2 bathroom home located in the highly desirable Arbor Lakes, a gated 55+ community on the scenic Tsala Apopka Chain of Lakes. Offering 1,684± square feet of living space and 2,541± square feet under roof, this home features a spacious 2 car garage, abundant natural light from skylights, and an enclosed rear porch with double sliding glass doors—ideal for enjoying Florida's sunshine year-round. The home's charming front porch, distinctive dormers, and steep-pitched roof line create a character filled exterior that stands out from neighboring properties. Recent improvements, including a newer roof, windows, and A/C, provide a valuable head start for the next owner. What truly sets this property apart is the lifestyle. Arbor Lakes offers the ultimate Florida experience, combining peaceful lakefront living with an active social atmosphere. Residents enjoy a full calendar of activities including pickleball, water aerobics, line dancing, card games, bingo, clubs, and countless opportunities to connect with neighbors and friends. Spend your days fishing from the community dock, boating or kayaking on the chain of lakes, relaxing by the solar-heated pool, or enjoying the tennis and shuffleboard courts. Conveniently located between Ocala and Citrus Hills, you'll enjoy easy access to shopping, dining, golf, healthcare, and entertainment while returning home each day to one of Citrus County's most welcoming active-adult communities. Property #: DG26030. Bid Online July 22 - 29. Subject to the final bid at the online auction and auction terms. 10% Buyer's Premium.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,684
Sqft
0.17 ac
Lot size
2
Garage
1996
Year built
One
Levels
$119
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,743 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,743/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.1%
$/sqft vs Hernando actives
$119 vs $197
Days on market
27 vs 37 typical
Where $119/sqft sits among the 101 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
51 of 101
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 3671 E ARBOR LAKES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$210,000
3548 E COVE PARK TRAIL · same community
3 bd · 2 ba · 1,704 sqft · $123/sqft · 55 DOM
Sold · Jun ’26$282,400
3605 E LAKE TODD DRIVE · same community
3 bd · 2 ba · 1,648 sqft · $171/sqft · 45 DOM
Sold · Feb ’26$240,000
3825 E ARBOR LAKES DRIVE · same community
3 bd · 2 ba · 1,730 sqft · $139/sqft · 91 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3671 E ARBOR LAKES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3671 E ARBOR LAKES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3671 E ARBOR LAKES DRIVE FAQs
What would the monthly payment be for 3671 E ARBOR LAKES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,743/mo — principal and interest, the actual property-tax bill, the $172/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3671 E ARBOR LAKES DRIVE?+
The association fee works out to $172 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3671 E ARBOR LAKES DRIVE?+
The most recent tax bill on record (2025) was $1,741. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3671 E ARBOR LAKES DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $199,999, this home is listed about 46% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3671 E ARBOR LAKES DRIVE?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TRANZON DRIGGERS · Kevin Weinsheimer. MLS #TB8520842.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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