Steeve Cadeau
$564,900$566,0003 bd2 ba1,121 sqft$504 /sqft$3,686 /mo all-in ↓

5673 97TH WAY N, ST PETERSBURG, FL, 33708

Active51 days on marketListed Jun 18, 2026MLS #TB8520739

Reduced $1KPrivate poolSingle Family ResidenceBAY PINES ESTATES

About this home

5673 97TH WAY N

Welcome to this charming 3-bedroom, 2-bath pool home in the highly desirable unincorporated Bay Pines Estates area of St. Petersburg. Offering 1,121 square feet of living space, this well-maintained home features a functional floor plan, a built-in wet bar for entertaining, and a spacious 526-square-foot garage. Step outside to your own private, screen-enclosed pool and enjoy Florida living year-round. Located in a NO FLOOD ZONE, this property provides added peace of mind while being just minutes from the Gulf beaches, Bay Pines VA Medical Center, shopping, dining, parks, and public boat ramps. The neighborhood is also home to the highly regarded Keswick Christian School. With its location in unincorporated Pinellas County, this property presents an excellent opportunity as a primary residence, vacation home, or potential short-term rental investment, subject to applicable county regulations. Don't miss your chance to own this exceptional home in one of St. Petersburg's most convenient and sought-after locations.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,121

Sqft

0.22 ac

Lot size

2

Garage

1968

Year built

One

Levels

$504

Per sqft

Private poolNegotiable

Inside

FlooringCeramic Tile
AppliancesRange · Refrigerator
InteriorWet Bar
LaundryCommon Area
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
FacesSouthwest
ExteriorOther

Community & fees

Taxes (2025)$3,188/yr

Utilities & systems

UtilitiesElectricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,686 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,048
PMI (est., until 20% equity)$212
Property tax — 2025 actual bill$266
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,490
Interest rate6.00%
Loan term

Estimated payment

$3,686/mo

Principal & interest$3,048
PMI (est., until 20% equity)$212
Property taxes (actual bill)$266
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $565K
$333KedgeAI estimate $471,015 · range $346K$661K$687K

vs edgeAI estimate

+19.9%

$/sqft vs St Petersburg actives

$504 vs $323

Days on market

51 vs 55 typical

Where $504/sqft sits among the 400 St Petersburg actives

134
132
66 · this home
25
16
27
$137–264$264–392$392–519$519–646$646–774$774+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 5673 97TH WAY N

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$410K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

215 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the ST PETERSBURG 33708 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $564,900 $1K
Jun 18, 2026Listed at $566,000 · 51 days on market since
1968Built · BAY PINES ESTATES

Reality check

What actually sold near 5673 97TH WAY N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9714 53RD AVENUE NSold · May ’26

$454,000

9714 53RD AVENUE N · same community

3 bd · 2 ba · 1,148 sqft · $395/sqft · 3 DOM

9728 53RD AVENUE NSold · Sep ’25

$430,000

9728 53RD AVENUE N · same community

3 bd · 2 ba · 1,148 sqft · $375/sqft · 3 DOM

9714 53RD AVENUE NSold · Mar ’26

$285,000

9714 53RD AVENUE N · same community

3 bd · 2 ba · 1,148 sqft · $248/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5673 97TH WAY N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5673 97TH WAY N — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Steeve’s phone and CRM.

Straight answers

5673 97TH WAY N FAQs

What would the monthly payment be for 5673 97TH WAY N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,686/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5673 97TH WAY N?+

The most recent tax bill on record (2025) was $3,188. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $564,900, this home is listed about 31% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5673 97TH WAY N?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$564,900 runs 26% above the ST PETERSBURG 33708 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $566,000, now $564,900 — a $1K cut. The full history is in the market section below.

Listing courtesy of FIELDS OF PROSPER LLC · Clarence Fields. MLS #TB8520739.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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