Steeve Cadeau
$549,9004 bd3 ba1,785 sqft$308 /sqft$3,970 /mo all-in ↓

6004 MEMORIAL HIGHWAY, TAMPA, FL, 33615

Active44 days on marketListed Jun 23, 2026MLS #TB8520594

Single Family ResidenceBAY CREST PARK UNIT 14

About this home

6004 MEMORIAL HIGHWAY

MULTIGENERATIONAL LIVING • PRIVATE IN-LAW SUITE • NO HOA • NO CDD • PRIME TAMPA LOCATION (33615) Welcome to one of Tampa’s hidden gems—a beautifully remodeled and meticulously maintained residence offering the perfect blend of comfort, versatility, and Florida lifestyle. Located in the highly desirable 33615 zip code, this exceptional property features 3 bedrooms, 3 bathrooms, approximately 1,785 square feet of living space, and one of its most sought-after highlights: a spacious private Mother-In-Law Suite complete with its own kitchen, full bathroom, living area, and private entrance. Whether you're accommodating extended family, creating a private guest retreat, working from home, generating rental income, or simply seeking additional flexibility, this unique floorplan offers endless possibilities. This move-in-ready home has been thoughtfully updated with major improvements already completed, including a NEW ROOF (2021), NEW A/C SYSTEM (2021), UPDATED PLUMBING (2025), NEW WATER HEATER (2025), UPDATED ELECTRICAL COMPONENTS, and NEWER APPLIANCES (2022), providing peace of mind for years to come. The remodeled kitchen showcases updated cabinetry, beautiful countertops, stylish backsplash, modern appliances, and abundant storage. Ceramic tile flooring flows throughout the home, creating a clean, timeless look with easy maintenance and no carpet. The spacious primary suite offers direct access to the oversized screened lanai, creating the perfect indoor-outdoor connection and a peaceful place to begin and end each day. Step outside and discover your own private backyard retreat. Fully fenced and designed for entertaining, the outdoor living area features an expansive screened lanai, multiple gathering spaces, a fire pit area, mature landscaping, hammock space, and plenty of room to relax, entertain, and enjoy Florida living year-round. One of the neighborhood’s best-kept secrets is the nearby lake access and community boat ramp, where residents can conveniently launch boats, jet skis, kayaks, and other watercraft. Enjoy the benefits of an active waterfront lifestyle without the premium cost of waterfront ownership. Location is truly exceptional. Just minutes from Tampa International Airport, International Plaza, Downtown Tampa, the Westshore Business District, Raymond James Stadium, Tampa Riverwalk, major hospitals, restaurants, shopping, entertainment, and the Veterans Expressway. Clearwater Beach, St. Petersburg, Sarasota, Busch Gardens, and Orlando’s world-famous attractions are all within easy reach. Finding a property that combines a private in-law suite, major system upgrades, income-producing potential, lake access, outdoor living, and a central Tampa location is increasingly rare. NO HOA. NO CDD. MOVE-IN READY. Experience the flexibility of multigenerational living, the convenience of a prime Tampa location, and the lifestyle opportunities that make this property truly special. Enjoy the added benefit of nearby Tampa Bay access. Whether you own a boat, jet skis, kayaks, or simply love spending time on the water, the nearby community boat ramp offers convenient access for endless outdoor recreation. Schedule your private showing today.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,785

Sqft

0.19 ac

Lot size

1966

Year built

One

Levels

$308

Per sqft

Inside

FlooringCeramic Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Other · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Open Floorplan · Other · Solid Surface Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Concrete
FoundationSlab
FacesEast
ParkingDriveway
ExteriorBalcony · Other · Private Mailbox · Rain Gutters · Storage

Community & fees

HOA fee$1/mo
Taxes (2025)$3,938/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Other · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,970 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,237
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$328
HOA fee — from the listing$1
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,247
Interest rate6.00%
Loan term

Estimated payment

$3,970/mo

Principal & interest$3,237
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$328
HOA / condo fee$1
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$357KedgeAI estimate $424,425 · range $372K$445K$572K

vs edgeAI estimate

+29.6%

$/sqft vs Tampa actives

$308 vs $303

Days on market

44 vs 41 typical

Where $308/sqft sits among the 400 Tampa actives

185
123 · this home
33
20
11
28
$154–289$289–424$424–559$559–694$694–829$829+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bay Crest Park

Map of 6004 MEMORIAL HIGHWAY inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)11 min
Downtown Tampa14 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Bay Crest Park — neighborhood snapshot

Population

2,383

Median age

42

Median income

$106,697

Median home value

$427,548

Avg household

3

Households w/ children

329

For the school run

Hillsborough County School District

ElementaryBay Crest Elementary School★★★★★
MiddleWebb Middle School★★★★
HighAlonso High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

193 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 76% above the TAMPA 33615 median. See the full Tampa market guide →

Paper trail

This home's history

Jun 23, 2026Listed at $549,900 · 44 days on market since
1966Built · BAY CREST PARK UNIT 14

Reality check

What actually sold near 6004 MEMORIAL HIGHWAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3926 FONTAINEBLEAU DRIVESold · Jun ’26

$835,000

3926 FONTAINEBLEAU DRIVE

3 bd · 2 ba · 1,780 sqft · $469/sqft · 82 DOM

8402 GRANITE PLACESold · Sep ’25

$440,000

8402 GRANITE PLACE

4 bd · 2 ba · 1,791 sqft · $246/sqft · 6 DOM

4403 GOLFWOOD BOULEVARDSold · May ’26

$450,000

4403 GOLFWOOD BOULEVARD

3 bd · 2 ba · 1,794 sqft · $251/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6004 MEMORIAL HIGHWAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6004 MEMORIAL HIGHWAY — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Steeve’s phone and CRM.

Straight answers

6004 MEMORIAL HIGHWAY FAQs

What would the monthly payment be for 6004 MEMORIAL HIGHWAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,970/mo — principal and interest, the actual property-tax bill, the $1/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6004 MEMORIAL HIGHWAY?+

The association fee works out to $1 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6004 MEMORIAL HIGHWAY?+

The most recent tax bill on record (2025) was $3,938. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6004 MEMORIAL HIGHWAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $549,900, this home is listed about 22% above the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6004 MEMORIAL HIGHWAY?+

Bay Crest Elementary School (elementary), Webb Middle School (middle), Alonso High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Pedro Luna, PA. MLS #TB8520594.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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