Steeve Cadeau
$489,000$499,9003 bd2.5 ba2,149 sqft$228 /sqft$3,975 /mo all-in ↓

14034 WATERVILLE CIRCLE, TAMPA, FL, 33626

Active42 days on marketListed Jun 19, 2026MLS #TB8520505

Reduced $11KTownhouseHAMPTON CHASE TWNHMS

Come see it

Upcoming open house

Sat, Aug 8

11:00 AM – 1:00 PM

Gorgeous Water view end unit townhome! Call Beth Cupari at 813–363–7802 for gate code

About this home

14034 WATERVILLE CIRCLE

Nestled within the desirable gated community of Hampton Chase, this waterfront 3-bedroom, 2.5-bath townhome with a 2-car garage offers the perfect blend of comfort, style, and low-maintenance living. From the moment you enter, you'll appreciate the bright, open floor plan filled with natural light and enhanced by tasteful updates throughout. The spacious Living and Dining Room combination features wood flooring, crown molding, fresh interior paint, updated lighting, and tranquil water views. Sliding glass doors lead to a covered and screened lanai, as well as an additional open patio, creating the ideal setting for morning coffee, outdoor dining, or simply relaxing while enjoying picturesque pond and fountain views. The well-appointed eat-in Kitchen is designed for both everyday living and entertaining, offering stainless steel appliances, granite countertops, wood cabinetry with select glass-front accents, a breakfast bar, double sink, closet pantry, and updated lighting. A private first-floor office with wood flooring and crown molding provides an ideal work-from-home space. The first level also includes a convenient half bath, hall closet, and a generously sized under-stair storage closet. Upstairs, you'll find three spacious bedrooms, all featuring new carpet, crown molding, and updated lighting. The impressive Primary Suite serves as a true retreat, complete with a separate 9' x 10' sitting area and private covered, screened balcony overlooking the peaceful water views. The ensuite bath features dual sinks, wood cabinetry, a garden tub, separate shower, and tile flooring, while a large walk-in closet provides ample storage. Two additional bedrooms, each with walk-in closets, share a full bath with wood cabinetry and a tub/shower combination. For added convenience, the laundry room is located on the second floor near all bedrooms and includes the washer and dryer, while a linen closet provides additional storage. Additional features include a garage pre-plumbed for a water softener and numerous recent updates, including new interior paint, carpeting, lighting, ceiling fans, and toilets in 2026, a new HVAC system in 2024, and a new roof in 2021. Residents of Hampton Chase enjoy a peaceful, well-maintained community with a heated year-round swimming pool, playground, and welcoming neighborhood atmosphere. Ideally situated near top-rated schools, shopping, dining, entertainment, Tampa International Airport, and the Gulf Coast's award-winning beaches, this home offers an exceptional combination of location, lifestyle, and value.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,149

Sqft

0.07 ac

Lot size

2

Garage

2004

Year built

Two

Levels

$228

Per sqft

Water viewPartiallyPets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$400/mo
Taxes (2025)$3,841/yr
PetsYes
CommunityWaterfront · Deed Restrictions · Gated Community - No Guard · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,975 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,879
FHA mortgage insurance (est.)$216
Property tax — 2025 actual bill$320
HOA fee — from the listing$400
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,115Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,115
Interest rate6.00%
Loan term

Estimated payment

$3,975/mo

Principal & interest$2,879
FHA mortgage insurance (est.)$216
Property taxes (actual bill)$320
HOA / condo fee$400
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $489K
$462KedgeAI estimate $523,893 · range $482K$593K$617K

vs edgeAI estimate

−6.7%

$/sqft vs Tampa actives

$228 vs $301

Days on market

42 vs 33 typical

Where $228/sqft sits among the 400 Tampa actives

144 · this home
137
54
20
15
30
$153–263$263–373$373–483$483–592$592–702$702+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 14034 WATERVILLE CIRCLE

Drive times from this address

Tampa Int’l Airport (TPA)30 min
Downtown Tampa33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33626 — neighborhood snapshot

Population

30,736

Median age

40.5

Median income

$123,580

Median home value

$506,600

Avg household

2.61

Households w/ children

4,132

For the school run

Hillsborough County School District

ElementaryBryant Elementary School★★★★★
MiddleFarnell Middle School★★★★
HighSickles High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$430K$455K

Tampa median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

171 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the TAMPA 33626 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $489,000 $11K
Jun 19, 2026Listed at $499,900 · 42 days on market since
2004Built · HAMPTON CHASE TWNHMS

Reality check

What actually sold near 14034 WATERVILLE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14137 WATERVILLE CIRCLESold · Dec ’25

$402,000

14137 WATERVILLE CIRCLE · same community

3 bd · 2.5 ba · 1,912 sqft · $210/sqft · 23 DOM

10614 CHAMBERS DRIVESold · Nov ’25

$719,000

10614 CHAMBERS DRIVE

4 bd · 3 ba · 2,165 sqft · $332/sqft · 193 DOM

10741 AYRSHIRE DRIVESold · Sep ’25

$665,000

10741 AYRSHIRE DRIVE

3 bd · 2 ba · 2,082 sqft · $319/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 14034 WATERVILLE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14034 WATERVILLE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

14034 WATERVILLE CIRCLE FAQs

What would the monthly payment be for 14034 WATERVILLE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,975/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14034 WATERVILLE CIRCLE?+

The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14034 WATERVILLE CIRCLE?+

The most recent tax bill on record (2025) was $3,841. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14034 WATERVILLE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $489,000, this home is listed about 5% above the Tampa median of $464,900. The market section on this page shows how the area is trending.

Which schools are assigned to 14034 WATERVILLE CIRCLE?+

Bryant Elementary School (elementary), Farnell Middle School (middle), Sickles High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$489,000 runs 25% above the TAMPA 33626 median — but at 2,149 sqft it's also 34% larger than the typical Tampa listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Bryant Elementary School, Farnell Middle School, Sickles High School, Patricia Sullivan Metropolitan Ministries Partnership School — Bryant Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $499,900, now $489,000 — a $11K cut. The full history is in the market section below.

Listing courtesy of COASTAL PROPERTIES GROUP INTER · Beth Cupari. MLS #TB8520505.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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