
2507 W GRAY STREET, TAMPA, FL, 33609
Active50 days on marketListed Jun 18, 2026MLS #TB8520491
About this home
2507 W GRAY STREET
Charming updated bungalow situated on a corner lot within one of Tampa's most sought-after school districts, featuring Mitchell Elementary, Wilson Middle, and Plant High School. Offering two bedrooms, one bathroom, and approximately 1,200 square feet of living space, this home underwent a complete renovation in 2021 that blended modern updates with its original bungalow charm. The interior was fully remodeled with wide-plank laminate flooring, period-appropriate trim work, new interior and exterior doors, fresh paint, and an open floor plan with high ceilings that create a bright and inviting living space. The updated kitchen overlooks the main living areas and features ample counter space (with space for counter seating), pull-out cabinet shelving, and a custom tiled backsplash. The bathroom has been thoughtfully updated with a custom tiled shower, dual sink vanity, and additional linen storage. The larger bedroom features French doors leading directly to the backyard, providing plenty of natural light and easy outdoor access. Major system improvements include central HVAC, upgraded electrical panel, fencing, landscaping, sod, paver driveway, and numerous other updates. A fully enclosed laundry and utility room is located at the rear of the home and leads to a covered back porch overlooking the fully fenced backyard. Additional storage includes a versatile utility room that could potentially be converted into a home office, game room, hobby space, or additional entertaining area. A separate shed provides convenient storage for tools and outdoor equipment. Conveniently located near Downtown Tampa, Hyde Park, SOHO, Midtown, major interstates, and area bridges, this home offers easy access to professional sports venues, universities, hospitals, parks, shopping, dining, and all that Tampa has to offer. Make your appointment for a private showing today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,252
Sqft
0.11 ac
Lot size
1945
Year built
One
Levels
$439
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,076 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,076/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.7%
$/sqft vs Tampa actives
$439 vs $301
Days on market
50 vs 40 typical
Where $439/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Armory Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Armory Gardens — neighborhood snapshot
Population
1,373
Median age
39
Median income
$76,033
Median home value
$458,328
Avg household
2
Households w/ children
131
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
199 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2507 W GRAY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$360,000
2723 W STATE STREET · same community
3 bd · 2 ba · 1,290 sqft · $279/sqft · 6 DOM
Sold · Jul ’26$410,000
2710 W CYPRESS STREET · same community
3 bd · 1 ba · 1,162 sqft · $353/sqft · 63 DOM
Sold · Feb ’26$530,000
2503 W GRAY STREET · same community
2 bd · 2 ba · 1,148 sqft · $462/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2507 W GRAY STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2507 W GRAY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2507 W GRAY STREET FAQs
What would the monthly payment be for 2507 W GRAY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,076/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2507 W GRAY STREET?+
The most recent tax bill on record (2025) was $5,223. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $549,900, this home is listed about 22% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2507 W GRAY STREET?+
Mitchell Elementary School (elementary), Wilson Middle School (middle), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$549,900 runs 25% above the TAMPA 33609 median.
02Strong assigned schools
Mitchell Elementary School, Wilson Middle School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Mitchell Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $579,000, now $549,900 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FRANK ALBERT REALTY · Randall Heffernan. MLS #TB8520491.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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