Steeve Cadeau
$700,000$750,0004 bd2 ba2,425 sqft$289 /sqft$4,751 /mo all-in ↓

1204 E PARK CIRCLE, TAMPA, FL, 33604

Active32 days on marketListed Jun 18, 2026MLS #TB8519989

Reduced $50KWaterfrontSingle Family ResidenceRIVERBEND SUB

About this home

1204 E PARK CIRCLE

Tucked beneath a canopy of majestic oak trees along the scenic Hillsborough River, this distinctive Mediterranean-inspired residence offers a rare blend of character, space, and waterfront living. The multi-level design creates a unique sense of separation and privacy while maintaining inviting, open gathering spaces. The main living level features expansive living and dining areas, a spacious family room, and a well-appointed chef's kitchen featuring a premium natural gas range—designed to be the center of everyday life and entertaining. Multiple bedrooms on this elevated level provide incredible flexibility for guests, family members, or a dedicated home office framing beautiful views of the riverfront setting. Privately positioned on its own lower level, the expansive primary suite serves as a peaceful retreat complete with a luxurious bath, a generous custom walk-in closet wardrobe system, and an adjoining sitting area. An additional family room/den space nearby offers endless possibilities for a media room or waterfront lounge. Outdoor living is truly exceptional. From the screened lower lanai and bubbling heated spa to the expansive upper entertainment deck and lush tropical landscaping, every space is designed to embrace the ultimate Florida lifestyle. Your private dock offers direct access to the Hillsborough River, creating seamless opportunities for boating to Downtown Tampa, wildlife watching, and unforgettable sunsets. PEACE OF MIND UPDATES: Downstairs HVAC (2023) | Upstairs HVAC (2021) Tankless Gas Water Heater (2020) | Roof (2015) Conveniently located in the heart of Seminole Heights, this property delivers a unique waterfront lifestyle just minutes from downtown Tampa, I-275, and TPA Airport. FINANCIAL BONUS: Discounted rate options and no-lender-fee future refinancing may be available for qualified buyers of this home. Schedule your tour today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,425

Sqft

0.19 ac

Lot size

1

Garage

1942

Year built

Two

Levels

$289

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringBamboo · Carpet · Ceramic Tile · Hardwood
AppliancesDishwasher · Gas Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s) · Crown Molding · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway
ExteriorAwning(s) · Fire Pit · French Doors · Lighting · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$6,615/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Fiber Optics · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,751 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property tax — 2025 actual bill$551
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,000
Interest rate6.00%
Loan term

Estimated payment

$4,751/mo

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property taxes (actual bill)$551
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $700K
$617KedgeAI estimate $686,707 · range $643K$719K$748K

vs edgeAI estimate

+1.9%

$/sqft vs Tampa actives

$289 vs $306

Days on market

32 vs 33 typical

Where $289/sqft sits among the 400 Tampa actives

211 · this home
105
27
21
12
24
$152–318$318–483$483–648$648–814$814–979$979+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Old Seminole Heights

Map of 1204 E PARK CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa13 min
Tampa Int’l Airport (TPA)20 min

Get to know Tampa. See the full Tampa guide →

Old Seminole Heights — neighborhood snapshot

Population

15,847

Median age

36

Median income

$82,239

Median home value

$319,341

Avg household

3

Households w/ children

1,767

For the school run

Hillsborough County School District

HighChamberlain High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$430K$455K

Tampa median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

178 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 87% above the TAMPA 33604 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $700,000 $50K
Jun 18, 2026Listed at $750,000 · 32 days on market since
1942Built · RIVERBEND SUB

Reality check

What actually sold near 1204 E PARK CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1215 E BROAD STREETSold · Aug ’25

$820,000

1215 E BROAD STREET · same community

4 bd · 3.5 ba · 2,473 sqft · $332/sqft · 103 DOM

1204 E HAMILTON AVENUESold · Dec ’25

$475,000

1204 E HAMILTON AVENUE · same community

4 bd · 3.5 ba · 2,161 sqft · $220/sqft · 77 DOM

1221 E HAMILTON AVENUESold · Sep ’25

$399,990

1221 E HAMILTON AVENUE · same community

4 bd · 2 ba · 1,458 sqft · $274/sqft · 81 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1204 E PARK CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1204 E PARK CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

1204 E PARK CIRCLE FAQs

What would the monthly payment be for 1204 E PARK CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,751/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1204 E PARK CIRCLE?+

The most recent tax bill on record (2025) was $6,615. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1204 E PARK CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $700,000, this home is listed about 51% above the Tampa median of $464,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1204 E PARK CIRCLE?+

Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$700,000 runs 87% above the TAMPA 33604 median — but at 2,425 sqft it's also 51% larger than the typical Tampa listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $750,000, now $700,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of ORCHARD BROKERAGE, LLC · Chris LaRue. MLS #TB8519989.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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