Steeve Cadeau
$599,000$625,0004 bd3 ba2,462 sqft$243 /sqft$4,242 /mo all-in ↓

3512 CORDGRASS DRIVE, VALRICO, FL, 33596

Active31 days on marketListed Jun 23, 2026MLS #TB8519743

Reduced $26KWaterfrontPrivate poolSingle Family ResidenceRIVER HILLS COUNTRY CLUB

About this home

3512 CORDGRASS DRIVE

SELLER OFFERING 10K TOWARDS RATE BUY-DOWN OR CLOSING COST! Nestled on a premium Creekside lot in the highly sought-after gated community of River Hills Country Club, this beautiful 4-bedroom, 3-bathroom pool home offers the perfect blend of privacy, comfort, and natural beauty. Surrounded by lush, mature landscaping and backing to a scenic creek and conservation area, this property is a nature enthusiast's dream, providing peaceful views and abundant wildlife right from your own backyard. Thoughtfully maintained and extensively updated, the home features a new roof (2022), pool pump (2025), pool cage replacement (2026), exterior repainting (2026), and multiple windows and doors professionally re-filmed (2026), providing peace of mind for years to come. Step inside to discover a thoughtfully designed floor plan featuring formal living and dining rooms that offer flexible spaces to fit your family's unique needs. At the heart of the home, the spacious family room showcases stunning backyard views through large sliding glass doors and seamlessly connects to the kitchen, creating an ideal gathering space for entertaining and everyday living. The well-appointed kitchen features upgraded granite countertops, an updated center island, stainless steel appliances, abundant cabinetry, and generous counter space, providing plenty of storage and prep space for the home chef. Whether hosting family gatherings or preparing weeknight meals, this functional and inviting space is designed to accommodate it all. The extended primary suite is a true retreat, featuring a private sitting area, direct access to the lanai, two walk-in closets, and an en-suite bath complete with a garden tub and separate shower. The desirable triple-split floor plan offers privacy for everyone, with two secondary bedrooms tucked away at the rear of the home and an additional bedroom situated in its own private wing, making it an ideal guest suite, home office, or multi-generational living space. The true showstopper, however, is the incredible backyard retreat. Surrounded by lush tropical landscaping and mature live fencing that enhances privacy, this fully fenced outdoor oasis offers a peaceful connection to nature. A private gate provides access to the creek beyond, while dedicated garden spaces filled with fruits and vegetables create the perfect setting for gardening enthusiasts. Whether you're relaxing by the sparkling pool, unwinding on the screened lanai, entertaining guests, or simply enjoying the tranquil conservation views and abundant wildlife, this backyard delivers an extraordinary outdoor lifestyle rarely found in River Hills. River Hills Country Club is one of the area's premier communities, offering an 18-hole championship golf course, full practice facility, tennis courts, basketball courts, playgrounds, social events, and more. Residents enjoy the security and exclusivity of two 24-hour manned gates, along with access to top-rated schools. Conveniently located near shopping, dining, and entertainment throughout Brandon and Valrico, with an easy commute to Downtown Tampa and MacDill Air Force Base.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,462

Sqft

0.3 ac

Lot size

2

Garage

2000

Year built

One

Levels

$243

Per sqft

Private poolWaterfrontPark/Greenbelt & Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range
InteriorBuilt-in Features · Ceiling Fan(s) · Chair Rail · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPark/Greenbelt · Trees/Woods
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Garden · Irrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$223/mo
Taxes (2025)$4,824/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Phone Available · Public · Sewer Available · Sewer Connected · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,242 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$402
HOA fee — from the listing$223
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate6.00%
Loan term

Estimated payment

$4,242/mo

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property taxes (actual bill)$402
HOA / condo fee$223
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $599K
$562KedgeAI estimate $616,944 · range $585K$678K$706K

vs edgeAI estimate

−2.9%

$/sqft vs Valrico actives

$243 vs $218

Days on market

31 vs 34 typical

Where $243/sqft sits among the 193 Valrico actives

21
23
30
57
33 · this home
29
$142–164$164–185$185–207$207–228$228–250$250+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside River Hills Country Club

Map of 3512 CORDGRASS DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

River Hills Country Club — neighborhood snapshot

Population

3,179

Median age

51

Median income

$148,706

Median home value

$445,497

Avg household

3

Households w/ children

350

For the school run

Hillsborough County School District

ElementaryLithia Springs Elementary School★★★★
HighNewsome High School★★★★
MiddleRandall Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketLeans seller3.2 months of inventoryBuyer’s market

$445K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

105 of 193

Valrico actives have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% above the VALRICO 33596 median. See the full Valrico market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,000 $26K
Jun 23, 2026Listed at $625,000 · 31 days on market since
2000Built · RIVER HILLS COUNTRY CLUB

Reality check

What actually sold near 3512 CORDGRASS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3350 STONEBRIDGE TRLSold · Sep ’25

$375,000

3350 STONEBRIDGE TRL · same community

4 bd · 3 ba · 2,256 sqft · $166/sqft · 111 DOM

3218 STONEBRIDGE TRAILSold · Sep ’25

$475,000

3218 STONEBRIDGE TRAIL · same community

3 bd · 2 ba · 2,042 sqft · $233/sqft · 11 DOM

5315 COTTONWOOD TREE CIRCLESold · Jan ’26

$410,000

5315 COTTONWOOD TREE CIRCLE · same community

4 bd · 2 ba · 1,986 sqft · $206/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3512 CORDGRASS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3512 CORDGRASS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

3512 CORDGRASS DRIVE FAQs

What would the monthly payment be for 3512 CORDGRASS DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,242/mo — principal and interest, the actual property-tax bill, the $223/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3512 CORDGRASS DRIVE?+

The association fee works out to $223 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3512 CORDGRASS DRIVE?+

The most recent tax bill on record (2025) was $4,824. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3512 CORDGRASS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Valrico?+

At $599,000, this home is listed about 26% above the Valrico median of $474,950. The market section on this page shows how the area is trending.

Which schools are assigned to 3512 CORDGRASS DRIVE?+

Lithia Springs Elementary School (elementary), Newsome High School (high), Randall Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$599,000 runs 28% above the VALRICO 33596 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Lithia Springs Elementary School, Newsome High School, Randall Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Lithia Springs Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $625,000, now $599,000 — a $26K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Brenda Wade. MLS #TB8519743.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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