620 EDGEWATER DRIVE UNIT 204, DUNEDIN, FL, 34698
Active37 days on marketListed Jun 16, 2026MLS #TB8519720
About this home
620 EDGEWATER DRIVE UNIT 204
MUST SEE! Shows like a model! Recently renovated condo in Edgewater Arms with pool and water views! Lots of natural light. Luxury vinyl plank flooring throughout. Kitchen features newer cabinets, backsplash, appliances and an island. Beautiful quartz countertops. New electrical panel, water heater, baseboards and fixtures. Open floor plan. Only condo with office space next to foyer. Master suite accommodates a king size bed and has a custom California closet. Florida room has custom shades with custom bar with wine refrigerator and great views of the pool. Conveniently located to all the amenities of downtown Dunedin within walking distance. Biking enthusiasts can enjoy being on the Pinellas Trail or use the trail for recreation. Dunedin is golf cart friendly and home to one of the best beaches in the country at Honeymoon Island Park. Relax on the fishing pier and catch some dinner. There is kayak and bike storage available. Come check out the Dunedin lifestyle!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
840
Sqft
0 ac
Lot size
1970
Year built
One
Levels
$321
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,120 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,120/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.3%
Days on market
37 vs 51 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 620 EDGEWATER DRIVE UNIT 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 620 EDGEWATER DRIVE UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
620 EDGEWATER DRIVE UNIT 204 FAQs
What would the monthly payment be for 620 EDGEWATER DRIVE UNIT 204?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,120/mo — principal and interest, the actual property-tax bill, the $991/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 620 EDGEWATER DRIVE UNIT 204?+
The association fee works out to $991 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 620 EDGEWATER DRIVE UNIT 204?+
The most recent tax bill on record (2025) was $3,124. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 620 EDGEWATER DRIVE UNIT 204?+
The listing reports pets: Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $269,900, this home is listed about 32% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 620 EDGEWATER DRIVE UNIT 204?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DUNEDIN 34698 market on paper
$269,900 is 10% below the DUNEDIN 34698 median of $299,794, and at $321/sqft it sits under the Dunedin average of $330.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $991/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $279,900, now $269,900 — a $10K cut. The full history is in the market section below.
Listing courtesy of GUARDIAN REAL ESTATE SERVICES · Dale Hunter. MLS #TB8519720.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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