Steeve Cadeau
$499,000$519,0003 bd2.5 ba2,035 sqft$245 /sqft$3,559 /mo all-in ↓

254 TIMBERVIEW DRIVE, SAFETY HARBOR, FL, 34695

Active37 days on marketListed Jun 16, 2026MLS #TB8519495

Reduced $20KPrivate poolSingle Family ResidenceCOUNTRY VILLAS-UNIT TWO

About this home

254 TIMBERVIEW DRIVE

Pricing Repositioned! Classic Elegance Meets Modern Flexibility in Safety Harbor. Discover the perfect blend of sophisticated living and small-town charm in this beautiful 3-4-bedroom, 2.5-bathroom pool and spa home, situated in one of Pinellas County’s most desirable communities. Boasting an elegant brick-paver driveway and exceptional curb appeal, the residence features a thoughtfully executed split floor plan that seamlessly separates the formal living and dining areas from the main living spaces. The heart of the home centers around a bright kitchen complete with neutral cabinetry, granite countertops, and a modern stainless steel appliance package, which flows into an expansive Florida room backing directly up to the pool deck. Designed with ultimate flexibility in mind, the spacious owner's suite features a highly versatile adjoining room ideal for a private nursery, home office, or den, while the separate guest wing hosts a clever built-in Murphy bed to easily transition a secondary bedroom into a workspace or guest accommodations. Enjoy complete peace of mind with major mechanical upgrades already taken care of, including an HVAC system replaced in 2021, high-impact windows and doors installed in 2022 and 2023, a newer roof from 2019, and a fully owned solar panel system that delivers significant monthly energy savings without any lease agreements to assume. Located just moments from the historic heart of downtown Safety Harbor, you are steps away from a lifestyle defined by walkable, brick-paved streets, award-winning local dining, independent boutiques, the famous Safety Harbor Resort & Spa, and the waterfront vistas of Philippe Park along Old Tampa Bay. This property offers a rare combination of community charm, premium infrastructure, and metropolitan convenience, with quick access to two international airports and the pristine shores of Honeymoon Island and Clearwater Beach.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,035

Sqft

0.17 ac

Lot size

2

Garage

1985

Year built

One

Levels

$245

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Vaulted Ceiling(s)
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorLighting · Other · Private Yard · Rain Gutters

Community & fees

HOA fee$50/mo
Taxes (2025)$2,283/yr
PetsYes

Utilities & systems

UtilitiesFire Hydrant · Public · Sewer Connected · Solar · Street Lights
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,559 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$190
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$3,559/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$190
HOA / condo fee$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$479KedgeAI estimate $588,743 · range $584K$591K$614K

vs edgeAI estimate

−15.2%

$/sqft vs Safety Harbor actives

$245 vs $324

Days on market

37 vs 55 typical

Where $245/sqft sits among the 97 Safety Harbor actives

22
32 · this home
13
8
8
14
$127–228$228–329$329–430$430–531$531–632$632+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Safety Harbor

Map of 254 TIMBERVIEW DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Safety Harbor. See the full Safety Harbor guide →

SAFETY HARBOR 34695 — neighborhood snapshot

Population

17,882

Median age

50.6

Median income

$96,138

Median home value

$418,200

Avg household

2.42

Households w/ children

1,727

For the school run

Pinellas County School District

HighCountryside High School★★★★★
ElementaryLeila Davis Elementary School★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Safety Harbor market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$508K$630K

Safety Harbor median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

48 of 97

Safety Harbor actives have cut their price

Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →

Paper trail

This home's history

CurrentPrice reduced to $499,000 $20K
Jun 16, 2026Listed at $519,000 · 37 days on market since
1985Built · COUNTRY VILLAS-UNIT TWO

Reality check

What actually sold near 254 TIMBERVIEW DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

101 NESTLEBRANCH DRIVESold · Apr ’26

$594,900

101 NESTLEBRANCH DRIVE · same community

3 bd · 2.5 ba · 1,956 sqft · $304/sqft · 6 DOM

230 LOTUS DRIVESold · Jul ’25

$490,000

230 LOTUS DRIVE · same community

3 bd · 2 ba · 1,678 sqft · $292/sqft · 96 DOM

2580 REDWOOD WAYSold · Nov ’25

$490,000

2580 REDWOOD WAY

4 bd · 2 ba · 2,016 sqft · $243/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 254 TIMBERVIEW DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 254 TIMBERVIEW DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

254 TIMBERVIEW DRIVE FAQs

What would the monthly payment be for 254 TIMBERVIEW DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,559/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 254 TIMBERVIEW DRIVE?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 254 TIMBERVIEW DRIVE?+

The most recent tax bill on record (2025) was $2,283. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 254 TIMBERVIEW DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Safety Harbor?+

At $499,000, this home is listed about 10% below the Safety Harbor median of $554,950. The market section on this page shows how the area is trending.

Which schools are assigned to 254 TIMBERVIEW DRIVE?+

Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

02Strong assigned schools

Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $519,000, now $499,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Frank Ubaldini. MLS #TB8519495.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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