7 ELGIN PLACE UNIT 508, DUNEDIN, FL, 34698
Active30 days on marketListed Jun 24, 2026MLS #TB8518691
About this home
7 ELGIN PLACE UNIT 508
Fully furnished and move-in ready — just bring your flip-flops. This fifth-floor 2BR/1BA condo at Royal Stewart Arms sits directly beside Honeymoon Island State Park with water views from every window. Watch dolphins from your private balcony over St. Joseph Sound. Hurricane-rated windows, updated kitchen with breakfast bar, solid-surface counters, crown molding, and walk-in closet. This vibrant 55+ community was built for active living — heated pool, tennis, pickleball, shuffleboard, sauna, and a newly renovated clubhouse with billiards. Your $693 monthly fee covers cable, water, sewer, trash, pool, building insurance, exterior maintenance, and all recreational facilities. Downtown Dunedin's waterfront dining and craft breweries are just minutes away. Community fishing pier and the Osprey Trail put Gulf-front nature right at your door. Live the Island life every day. Schedule your private tour today.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
970
Sqft
1972
Year built
One
Levels
$335
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,646 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,646/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.1%
$/sqft vs ROYAL STEWART ARMS
$335 vs $296
Days on market
30 vs 51 typical
Where $335/sqft sits among the 8 homes for sale in ROYAL STEWART ARMS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
6 of 8
ROYAL STEWART ARMS have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 7 ELGIN PLACE UNIT 508
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$320,000
9 HAIG PLACE UNIT 510 · same community
2 bd · 2 ba · 975 sqft · $328/sqft · 50 DOM
Sold · May ’26$274,900
9 HAIG PLACE UNIT 104 · same community
2 bd · 2 ba · 975 sqft · $282/sqft · 160 DOM
Sold · Oct ’25$265,500
9 HAIG PLACE UNIT 310 · same community
2 bd · 2 ba · 975 sqft · $272/sqft · 190 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7 ELGIN PLACE UNIT 508 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7 ELGIN PLACE UNIT 508 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
7 ELGIN PLACE UNIT 508 FAQs
What would the monthly payment be for 7 ELGIN PLACE UNIT 508?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,646/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7 ELGIN PLACE UNIT 508?+
The most recent tax bill on record (2025) was $5,150. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7 ELGIN PLACE UNIT 508?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $324,900, this home is listed about 18% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 7 ELGIN PLACE UNIT 508?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP INC · Ed Karlander. MLS #TB8518691.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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