364 3RD STREET NW, LARGO, FL, 33770
Active27 days on marketListed Jun 28, 2026MLS #TB8518585
About this home
364 3RD STREET NW
MOVE-IN READY and perfectly positioned in the heart of Largo! This charming 2-bedroom, 1-bath block home offers comfort, convenience, and exceptional value—all located in a NON-FLOOD ZONE. Filled with natural light from an abundance of windows, this well-maintained home features tile flooring throughout the living areas and generously sized bedrooms, each offering spacious double-door sliding closets. The inviting living room provides plenty of space for relaxing or entertaining, while the kitchen has been enhanced with new stainless steel appliances and convenient washer and dryer hookups for added functionality. The bathroom has been tastefully updated with a new vanity and modern fixtures, adding a fresh, contemporary touch. Additional features include a Ring doorbell and camera security system, which will convey with the home for added peace of mind. Major improvements have already been completed, including a new roof (2023) and a newer HVAC system, ensuring years of worry-free ownership. Step outside to the fully fenced backyard where you'll find dual-gate alley access, creating the perfect setup for boat, RV, trailer, or recreational vehicle storage. The spacious yard offers plenty of room for pets, gardening, or outdoor entertaining. Located just steps from a neighborhood park and within walking distance of the exciting Downtown Largo redevelopment area, you'll enjoy easy access to shopping, dining, entertainment, and community events while benefiting from the growth and revitalization of this thriving community. Whether you're a first-time homebuyer, seasonal resident, or investor (AIRBNB), this move-in-ready gem offers an outstanding opportunity to own a well-cared-for home in one of Largo's most desirable and rapidly growing areas. Within walking distance the Largo Downtown District and 7 miles from Clearwater Beach! Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
819
Sqft
0.13 ac
Lot size
1981
Year built
One
Levels
$366
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,345 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,345/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.7%
$/sqft vs Largo actives
$366 vs $236
Days on market
27 vs 42 typical
Where $366/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Northwest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Old Northwest — neighborhood snapshot
Population
1,726
Median age
54
Median income
$38,494
Median home value
$244,496
Avg household
2
Households w/ children
110
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
199 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 364 3RD STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$239,900
903 16TH AVENUE NW
2 bd · 1 ba · 840 sqft · $286/sqft · 2 DOM
Sold · Sep ’25$78,000
76 PINDO PALM STREET W
2 bd · 2 ba · 856 sqft · $91/sqft · 104 DOM
Sold · May ’26$92,500
99 PINDO PALM STREET E
2 bd · 2 ba · 864 sqft · $107/sqft · 338 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 364 3RD STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 364 3RD STREET NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
364 3RD STREET NW FAQs
What would the monthly payment be for 364 3RD STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,345/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 364 3RD STREET NW?+
The most recent tax bill on record (2025) was $3,447. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 364 3RD STREET NW?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $299,900, this home is listed about 11% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 364 3RD STREET NW?+
Largo High School (high), Mildred Helms Elementary School (elementary), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Denise Doone. MLS #TB8518585.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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