Steeve Cadeau
$284,9003 bd2 ba1,534 sqft$186 /sqft$2,834 /mo all-in ↓

3612 PINE KNOT DRIVE, VALRICO, FL, 33596

Active41 days on marketListed Jun 12, 2026MLS #TB8518508

Priced 40% below the VALRICO 33596 medianCondominiumPINE GROVE CONDO AT BLOO

About this home

3612 PINE KNOT DRIVE

Discover tranquility in this beautifully secluded warm community. This Meticulously maintained, spacious 3-bedroom, 2-bath end-unit townhome with a 2-car garage is completely move-in ready. Features fresh, modern upgrades throughout. Step into a thoughtfully designed floor plan that maximizes comfort and style. The stunning kitchen shines with brand-new quartz countertops, sleek stainless steel appliances, a farmers sink, updated fixtures, and generous eat-in space—perfect for casual meals or entertaining. Unwind in the open, airy living area with a cozy fireplace as your focal point. Roomy master suite offers a large walk-in closet and plenty of natural light for a peaceful retreat. The third bedroom doubles as a versatile loft/flex space with an enormous walk-in closet. Storage abounds, including ample closets throughout, stand-up attic access over the garage, and additional space in the third bedroom's closet. Enjoy Florida living at its best with your private screened lanai overlooking gorgeous, serene conservation views—ideal for morning coffee or evening relaxation. Pine Grove residents love the community amenities: a sparkling pool, spa/hot tub, and grilling areas for year-round enjoyment. Just minutes away, take advantage of the renowned Bloomingdale 18-hole golf course, tennis courts, basketball courts, racquetball, parks, and picnic areas. Conveniently located minutes from shopping, restaurants, major highways, and everyday essentials—everything you need is right at your fingertips. Brand new A/C 2025, New Roof 2023, Total re-plumb 2020. (furniture is available for purchase, excluding the master bedroom set.) This home qualifies for a Lender paid 2/1 rate buy down. Ask Listing agent for details. Don't miss this rare opportunity to own a turnkey home in one of Bloomingdale's most desirable communities. Schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,534

Sqft

0.11 ac

Lot size

2

Garage

1988

Year built

Two

Levels

$186

Per sqft

Fireplace

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesWest
ExteriorSliding Doors

Community & fees

HOA fee$585/mo
Taxes (2025)$3,433/yr
PetsNumber Limit, Size Limit
CommunityPool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,834 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,677
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$286
Condo fee — from the listing$585
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,972Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,972
Interest rate6.00%
Loan term

Estimated payment

$2,834/mo

Principal & interest$1,677
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$286
HOA / condo fee$585
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Pine Grove

Map of 3612 PINE KNOT DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa22 min
Tampa Int’l Airport (TPA)35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

Pine Grove — neighborhood snapshot

Population

258

Median age

54

Median home value

$326,900

Avg household

2

Households w/ children

12%

For the school run

Hillsborough County School District

HighBloomingdale High School★★★★
ElementaryAlafia Elementary School★★★★
MiddleBurns Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketLeans seller3.2 months of inventoryBuyer’s market

$445K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% below the VALRICO 33596 median. See the full Valrico market guide →

Paper trail

This home's history

Jun 12, 2026Listed at $284,900 · 41 days on market since
1988Built · PINE GROVE CONDO AT BLOO

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3612 PINE KNOT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3612 PINE KNOT DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

3612 PINE KNOT DRIVE FAQs

What would the monthly payment be for 3612 PINE KNOT DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,834/mo — principal and interest, the actual property-tax bill, the $585/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3612 PINE KNOT DRIVE?+

The association fee works out to $585 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3612 PINE KNOT DRIVE?+

The most recent tax bill on record (2025) was $3,433. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3612 PINE KNOT DRIVE?+

The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Valrico?+

At $284,900, this home is listed about 40% below the Valrico median of $474,950. The market section on this page shows how the area is trending.

Which schools are assigned to 3612 PINE KNOT DRIVE?+

Bloomingdale High School (high), Alafia Elementary School (elementary), Burns Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the VALRICO 33596 market on paper

$284,900 is 40% below the VALRICO 33596 median of $474,950, and at $186/sqft it sits under the Valrico average of $217.

02Know the monthly fee

The association fee is $585/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

Bloomingdale High School, Alafia Elementary School, Burns Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Bloomingdale High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of VERANDA REALTY GROUP · Iris Wilson. MLS #TB8518508.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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