Steeve Cadeau
$378,000$399,9993 bd2 ba1,615 sqft$234 /sqft$3,217 /mo all-in ↓

5560 SUMMER SUNSET DRIVE, APOLLO BEACH, FL, 33572

Active43 days on marketListed Jun 11, 2026MLS #TB8518061

Priced 16% below the APOLLO BEACH 33572 medianReduced $22KSingle Family ResidenceWATERSET WOLF CREEK PHASES A AND D1 LOT 39 BLOCK 6

About this home

5560 SUMMER SUNSET DRIVE

Why wait to build when you can move into a beautifully upgraded home with premium water and conservation views today? Welcome to 5560 Summer Sunset Drive, a meticulously maintained 3-bedroom, 2-bath home nestled in the highly sought-after Waterset community of Apollo Beach. From the moment you arrive, you'll appreciate the attractive paver driveway, inviting front porch, and charming curb appeal. Inside, you'll discover an open-concept floor plan with soaring ceilings, abundant natural light, and luxury vinyl plank flooring throughout the main living areas. The spacious kitchen features stainless steel appliances, ample cabinetry, a large island, and seamless flow into the dining and living spaces- perfect for entertaining family and friends. The owner's retreat offers a peaceful escape with a spacious ensuite bath: dual vanities, oversized walk-in shower, and an impressive custom walk-in closet designed to maximize storage and organization. Step outside and experience what truly makes this home special. Enjoy your morning coffee or evening sunsets from the covered lanai overlooking a fully fenced backyard with an extended paver patio, tranquil pond views, and a beautiful conservation backdrop. With no immediate rear neighbors, you'll enjoy a level of privacy rarely found in today's new construction communities. Located in Waterset, residents enjoy resort-style pools, fitness centers, walking and biking trails, dog parks, playgrounds, sports courts, and a vibrant calendar of community events. Conveniently located near shopping, dining, marinas, and easy access to Tampa, St. Petersburg, and Florida's Gulf Coast beaches. This is Florida living at its finest. Schedule your private showing today before this exceptional home is gone.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,615

Sqft

0.12 ac

Lot size

2

Garage

2023

Year built

One

Levels

$234

Per sqft

Pets allowed

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Disposal · Dryer · Range · Refrigerator · Washer
InteriorOpen Floorplan · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ExteriorHurricane Shutters · Sliding Doors

Community & fees

HOA fee$13/mo
Taxes (2025)$7,823/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesNatural Gas Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,217 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,225
FHA mortgage insurance (est.)$167
Property tax — 2025 actual bill$652
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,230Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,230
Interest rate6.00%
Loan term

Estimated payment

$3,217/mo

Principal & interest$2,225
FHA mortgage insurance (est.)$167
Property taxes (actual bill)$652
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $378K
$352KedgeAI estimate $380,511 · range $367K$390K$405K

vs edgeAI estimate

−0.7%

$/sqft vs Apollo Beach actives

$234 vs $227

Days on market

43 vs 56 typical

Where $234/sqft sits among the 395 Apollo Beach actives

152
117 · this home
34
28
29
35
$153–210$210–268$268–325$325–382$382–439$439+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waterset

Map of 5560 SUMMER SUNSET DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

Waterset — neighborhood snapshot

Population

6,572

Median age

36

Median income

$121,993

Median home value

$425,364

Avg household

3

Households w/ children

975

For the school run

Hillsborough County School District

HighLennard High School★★★★★
ElementaryDoby Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

221 of 395

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $378,000 $22K
Jun 11, 2026Listed at $399,999 · 43 days on market since
2023Built · WATERSET WOLF CREEK PHASES A AND D1 LOT 39 BLOCK 6

Reality check

What actually sold near 5560 SUMMER SUNSET DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1705 IVORY GOOSE PLACESold · May ’26

$225,000

1705 IVORY GOOSE PLACE

2 bd · 2.5 ba · 1,578 sqft · $143/sqft · 23 DOM

5425 RAINWOOD MEADOWS DRIVESold · Aug ’25

$325,000

5425 RAINWOOD MEADOWS DRIVE

3 bd · 2 ba · 1,561 sqft · $208/sqft · 97 DOM

15538 PEACE RIVER PLACESold · Feb ’26

$340,000

15538 PEACE RIVER PLACE

3 bd · 2 ba · 1,555 sqft · $219/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5560 SUMMER SUNSET DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5560 SUMMER SUNSET DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

5560 SUMMER SUNSET DRIVE FAQs

What would the monthly payment be for 5560 SUMMER SUNSET DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,217/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5560 SUMMER SUNSET DRIVE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5560 SUMMER SUNSET DRIVE?+

The most recent tax bill on record (2025) was $7,823. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5560 SUMMER SUNSET DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $378,000, this home is listed about 23% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5560 SUMMER SUNSET DRIVE?+

Lennard High School (high), Doby Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NORTHGROUP REAL ESTATE, INC · Paris Vazquez. MLS #TB8518061.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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