18138 VILLA CREEK DRIVE UNIT 18138, TAMPA, FL, 33647
Active38 days on marketListed Jul 10, 2026MLS #TB8517354
About this home
18138 VILLA CREEK DRIVE UNIT 18138
Welcome home to this beautifully maintained 3-bedroom, 2-bathroom condo offering 1,445 square feet of comfortable, open-concept living in one of the Tampa area's desirable gated communities. As soon as you walk up to the front door you'll notice the recently laid bright red mulch that makes the unit stand out from the rest. Freshly painted throughout, this spacious home features a bright and inviting layout that's perfect for both everyday living and entertaining. Enjoy a low-maintenance lifestyle with exceptional community amenities, including a resort-style pool and fitness center. The monthly HOA provides outstanding value by covering the exterior maintenance, roof, landscaping, gated entry, trash service, pool maintenance, and Spectrum TV with 1 Gig high-speed internet, allowing you to spend more time enjoying your home and less time worrying about upkeep. Conveniently located near shopping, restaurants, entertainment, medical facilities, and major highways, you'll have everything The Villas Condos has to offer just minutes away. Whether you're looking for your next home or an investment opportunity, this property offers flexibility—it is available for both sale and rent. Don't miss your chance to own or lease this move-in-ready condo in a fantastic location. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,445
Sqft
2
Garage
2001
Year built
One
Levels
$138
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,488 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,488/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37%
$/sqft vs THE VILLAS CONDO
$138 vs $132
Days on market
38 vs 42 typical
Where $138/sqft sits among the 11 homes for sale in THE VILLAS CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33647 — neighborhood snapshot
Population
74,919
Median age
37
Median income
$104,775
Median home value
$437,600
Avg household
2.79
Households w/ children
10,222
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $438K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
5 of 11
THE VILLAS CONDO have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 18138 VILLA CREEK DRIVE UNIT 18138
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$130,000
18118 VILLA CREEK DRIVE UNIT N/A · same community
3 bd · 2 ba · 1,445 sqft · $90/sqft · 5 DOM
Sold · Mar ’26$100,000
17965 VILLA CREEK DRIVE · same community
3 bd · 2 ba · 1,476 sqft · $68/sqft · 32 DOM
Sold · Oct ’25$196,750
10502 VILLA VIEW CIRCLE · same community
2 bd · 2 ba · 1,340 sqft · $147/sqft · 154 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18138 VILLA CREEK DRIVE UNIT 18138 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18138 VILLA CREEK DRIVE UNIT 18138 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
18138 VILLA CREEK DRIVE UNIT 18138 FAQs
What would the monthly payment be for 18138 VILLA CREEK DRIVE UNIT 18138?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,488/mo — principal and interest, the actual property-tax bill, the $791/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18138 VILLA CREEK DRIVE UNIT 18138?+
The association fee works out to $791 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18138 VILLA CREEK DRIVE UNIT 18138?+
The most recent tax bill on record (2025) was $3,264. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18138 VILLA CREEK DRIVE UNIT 18138?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $199,900, this home is listed about 56% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 18138 VILLA CREEK DRIVE UNIT 18138?+
Wharton High School (high), Turner-Bartels K-8 School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33647 market on paper
$199,900 is 44% below the TAMPA 33647 median of $360,000, and at $138/sqft it sits under the Tampa average of $345.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $791/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $209,900, now $199,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ORCHARD BROKERAGE, LLC · Matthew Hall. MLS #TB8517354.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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