3834 MAPLE BAY LANE, LAND O LAKES, FL, 34638
Active57 days on marketListed Jun 11, 2026MLS #TB8517076
Come see it
Upcoming open house
Sun, Aug 9
11:00 AM – 1:00 PM
OPEN HOUSE THIS SUNDAY! Don't miss your opportunity to tour this stunning 3-bedroom, 3-bath home loaded with upgrades and designer finishes. Explore the bright open floor plan, chef-inspired kitchen, flexible living space, covered lanai, and private fenced backyard. Located in a gated community with resort-style amenities and just minutes from top-rated schools, shopping, and dining. Come see what makes this home stand out from the rest!
About this home
3834 MAPLE BAY LANE
NEW PRICE! Incredible Value in Whispering Pines—Motivated Sellers! Welcome to this beautifully upgraded single-story home where luxury, comfort, and everyday living come together. Filled with natural light from stunning bay windows, this thoughtfully designed home offers soaring ceilings, an open-concept layout, and designer finishes that make every space feel warm and inviting. At the heart of the home is a chef-inspired kitchen featuring quartz countertops, a gas cooktop, built-in wall oven and microwave, stylish pendant lighting, and a spacious island—perfect for entertaining or gathering with family and friends. The private guest suite with its own full bath provides the ideal retreat for visitors or multi-generational living, while the owner’s suite offers a custom walk-in closet, dual quartz vanities, and a beautiful frameless shower. Additional upgrades include luxury vinyl flooring, custom cordless blinds, smart home technology, EV charger pre-wire, a dedicated storage room, an extended paver driveway, and a fully fenced backyard with a covered lanai. Beyond the home, enjoy resort-style living in this gated community featuring a walk-in pool with splash pad, walking trails, dog park, playground, outdoor gathering areas, and HOA-included internet and basic cable. Move-in ready, beautifully upgraded, and now offered at an exceptional new price—this is one you won’t want to miss!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,259
Sqft
0.15 ac
Lot size
2
Garage
2023
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,288 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,288/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.3%
$/sqft vs Land O Lakes actives
$237 vs $205
Days on market
57 vs 42 typical
Where $237/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
211 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 3834 MAPLE BAY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$525,000
3938 MAPLE BAY LANE · same community
3 bd · 3 ba · 2,259 sqft · $232/sqft · 92 DOM
Sold · Sep ’25$665,000
3886 MAPLE BAY LANE · same community
5 bd · 4.5 ba · 3,416 sqft · $195/sqft · 3 DOM
Sold · Oct ’25$435,000
19855 ELLENDALE DRIVE
4 bd · 3 ba · 2,270 sqft · $192/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3834 MAPLE BAY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3834 MAPLE BAY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3834 MAPLE BAY LANE FAQs
What would the monthly payment be for 3834 MAPLE BAY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,288/mo — principal and interest, the actual property-tax bill, the $135/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3834 MAPLE BAY LANE?+
The association fee works out to $135 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3834 MAPLE BAY LANE?+
The most recent tax bill on record (2025) was $7,282. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3834 MAPLE BAY LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $535,000, this home is listed about 27% above the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3834 MAPLE BAY LANE?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$535,000 runs 45% above the LAND O LAKES 34638 median.
02Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $549,000, now $535,000 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Marissa Verbel. MLS #TB8517076.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Land O Lakes homes, in your inbox
Like 3834 MAPLE BAY LANE but not quite? A daily digest of every new listing in Land O Lakes — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →