644 CHESNEY DRIVE, VALRICO, FL, 33594
Active46 days on marketListed Jun 9, 2026MLS #TB8516507
About this home
644 CHESNEY DRIVE
Spacious 4 bedroom/3 full bath home in the Valrico/Brandon area includes all appliances. Nice vinyl plank flooring throughout with tile in all wet areas. Ceiling fans in all rooms. The 4th bedroom features its own full bath. Covered patio for relaxation and cook-outs. Convenient to I-75 and I-4. Minutes to schools, shopping, groceries, restaurants, swim & Tennis, the mall, sports parks, fishing, golf, and more.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,038
Sqft
0.17 ac
Lot size
2
Garage
2006
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Valrico actives
$1 vs $218
Days on market
46 vs 34 typical
Where $1/sqft sits among the 194 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southern Oaks Grove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Southern Oaks Grove — neighborhood snapshot
Population
369
Median age
39
Median income
$58,589
Median home value
$267,600
Avg household
2
Households w/ children
53%
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
108 of 194
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 644 CHESNEY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$399,000
1504 MAIN STREET · same community
4 bd · 3 ba · 2,038 sqft · $196/sqft · 47 DOM
Sold · Apr ’26$380,000
650 CHESNEY DRIVE · same community
4 bd · 3 ba · 2,200 sqft · $173/sqft · 159 DOM
Sold · Jun ’26$408,000
437 DUNAWAY DRIVE · same community
5 bd · 3 ba · 2,614 sqft · $156/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 644 CHESNEY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 644 CHESNEY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
644 CHESNEY DRIVE FAQs
What would the monthly payment be for 644 CHESNEY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 644 CHESNEY DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $2,695, this home is listed about 99% below the Valrico median of $474,950. The market section on this page shows how the area is trending.
Which schools are assigned to 644 CHESNEY DRIVE?+
Yates Elementary School (elementary), Mann Middle School (middle), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PMI REALTY & PROPERTY MGMT. · Jeff Benton. MLS #TB8516507.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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