2525 W BAY DRIVE UNIT D13, LARGO, FL, 33770
Active37 days on marketListed Jun 18, 2026MLS #TB8515184
About this home
2525 W BAY DRIVE UNIT D13
NEW LISTING -GROUND FLOOR CONDO in Belleair Bluffs just 2 miles from the beach. This CONDO IS TURN KEY and FURNISHED. 2 beds 1 baths just a few steps to the community pool! The Kitchen was renovated in 2023 all newer stainless-steel appliances. This condo was freshly painted in 2022, All new lighting in 2023. BOTH BEDROOM WINDOWS REPLACED IN 2023! AC UNIT 2020! Beautiful master suite with walk-in closet. Renovated full bath! LOW MONTHLY FEE $497.00. Amenities includes A huge pool, laundry room 1st and 3d floor, billiard room 2nd floor, library room 4th floor. Engineering building report completed with no additional assessments due. Rare opportunity with walking distance to Publix, Banks few blocks to Belleair Causeway boat/ramp and Belleair Beach. Minutes distance from Tampa International and St. Pete Airport, major shopping centers and restaurants.NO flood insurance required!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
837
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,791 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,791/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.3%
$/sqft vs Largo actives
$263 vs $238
Days on market
37 vs 42 typical
Where $263/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33770 — neighborhood snapshot
Population
25,005
Median age
49.3
Median income
$58,071
Median home value
$245,200
Avg household
2.22
Households w/ children
2,227
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
204 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 2525 W BAY DRIVE UNIT D13
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$125,000
2525 W BAY DRIVE UNIT E23 · same community
2 bd · 1 ba · 837 sqft · $149/sqft · 70 DOM
Sold · Jul ’25$145,000
2525 W BAY DRIVE UNIT B43 · same community
2 bd · 1 ba · 837 sqft · $173/sqft · 35 DOM
Sold · Oct ’25$194,000
2525 W BAY DRIVE UNIT A46 · same community
2 bd · 2 ba · 835 sqft · $232/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2525 W BAY DRIVE UNIT D13 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2525 W BAY DRIVE UNIT D13 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2525 W BAY DRIVE UNIT D13 FAQs
What would the monthly payment be for 2525 W BAY DRIVE UNIT D13?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,791/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2525 W BAY DRIVE UNIT D13?+
The most recent tax bill on record (2025) was $2,858. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2525 W BAY DRIVE UNIT D13?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $220,000, this home is listed about 18% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2525 W BAY DRIVE UNIT D13?+
Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LARGO 33770 market on paper
$220,000 is 20% below the LARGO 33770 median of $275,000.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Largo High School, Largo Middle School, Ponce De Leon Elementary School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA EXECUTIVE REALTY · Anne Hart. MLS #TB8515184.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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