16630 MOSAIC OAR DRIVE, WIMAUMA, FL, 33598
Active56 days on marketListed May 28, 2026MLS #TB8513475
About this home
16630 MOSAIC OAR DRIVE
LAKE VIEW HOME IN SERENO – TENANT OCCUPIED! Welcome to this well-maintained 3-bedroom, 2-bath home with a 2-car garage located in the desirable Sereno community of Wimauma. Featuring an open-concept layout, this home offers a spacious great room, functional kitchen, dining area, and a private primary suite with a walk-in closet. Enjoy peaceful lake views right from your backyard and covered patio—perfect for relaxing or entertaining while overlooking the water. Currently tenant occupied at $2,450/month, making this a great opportunity for an investor looking for immediate rental income, or a future homeowner wanting to secure a property now and move in later. Conveniently located near US-301, I-75, shopping, dining, and community amenities including a pool, playground, and sports courts. Don’t miss this opportunity for lake-view living with built-in income potential!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,516
Sqft
0.11 ac
Lot size
2
Garage
2023
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,951 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,951/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.9%
$/sqft vs Wimauma actives
$217 vs $182
Days on market
56 vs 44 typical
Where $217/sqft sits among the 267 Wimauma actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wimauma
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wimauma. See the full Wimauma guide →
The numbers that matter
The Wimauma market
$369K → $362K
Wimauma median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
144 of 267
Wimauma actives have cut their price
Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the Wimauma median. See the full Wimauma market guide →
Paper trail
This home's history
Reality check
What actually sold near 16630 MOSAIC OAR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$309,900
16906 TRITE BEND STREET
3 bd · 2 ba · 1,516 sqft · $204/sqft · 5 DOM
Sold · May ’26$220,000
206 SOLA LANE
2 bd · 2 ba · 1,516 sqft · $145/sqft · 159 DOM
Sold · Jan ’26$270,000
1002 STRAWPOCKET PLACE
2 bd · 2 ba · 1,516 sqft · $178/sqft · 228 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16630 MOSAIC OAR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16630 MOSAIC OAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
16630 MOSAIC OAR DRIVE FAQs
What would the monthly payment be for 16630 MOSAIC OAR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,951/mo — principal and interest, the actual property-tax bill, the $82/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16630 MOSAIC OAR DRIVE?+
The association fee works out to $82 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16630 MOSAIC OAR DRIVE?+
The most recent tax bill on record (2025) was $7,521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16630 MOSAIC OAR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wimauma?+
At $329,000, this home is listed about 11% below the Wimauma median of $370,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of BRIGHT SUN REALTY INC · David Rosenberg. MLS #TB8513475.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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