7514 N 40TH STREET, TAMPA, FL, 33604
Active72 days on marketListed May 28, 2026MLS #TB8512875
About this home
7514 N 40TH STREET
Come see these three connected vacant lots! Offering approximately .23 acres combined, this property gives you the flexibility and space with no HOA restrictions. Come bring your vision to life! Located on 40th Street, this property is situated in Flood Zone X for added peace of mind and is just moments from the scenic Hillsborough River, known for its natural beauty, kayaking, parks, and outdoor recreation opportunities. This area offers a unique blend of mature trees, local dining, nearby shopping, and convenient access to USF, major highways, downtown Tampa, and the surrounding Tampa Bay area. If you’ve been searching for the perfect spot without the restrictions of an HOA, this is an opportunity you won’t want to miss!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$788 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$788/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside 40th Street Corridor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
40th Street Corridor — neighborhood snapshot
Population
37,490
Median age
36
Median income
$44,203
Median home value
$172,343
Avg household
2
Households w/ children
3,868
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% below the TAMPA 33604 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 7514 N 40TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$180,000
6915 N 40TH STREET · same community
2 bd · 1 ba · 486 sqft · $370/sqft · 115 DOM
Sold · Jan ’26$95,000
7006 N PALMETTO LANE · same community
2 bd · 1 ba · 676 sqft · $141/sqft · 19 DOM
Sold · Jul ’26$370,000
3705 E HAMILTON AVENUE · same community
3 bd · 2 ba · 1,000 sqft · $370/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7514 N 40TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7514 N 40TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
7514 N 40TH STREET FAQs
What would the monthly payment be for 7514 N 40TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $788/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7514 N 40TH STREET?+
The most recent tax bill on record (2025) was $1,091. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $84,900, this home is listed about 81% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7514 N 40TH STREET?+
King High School (high), Robles Elementary School (elementary), Greco Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Tony Baroni. MLS #TB8512875.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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