Steeve Cadeau
$540,000$549,0003 bd2 ba1,424 sqft$379 /sqft$4,177 /mo all-in ↓

14161 HETRICK CIRCLE N, LARGO, FL, 33774

Active61 days on marketListed May 24, 2026MLS #TB8511957

Reduced $9KPrivate poolSingle Family ResidenceYACHT CLUB ESTATES

About this home

14161 HETRICK CIRCLE N

One or more photo(s) has been virtually staged. Don’t miss this rare opportunity to own a single-family home with a private POOL in a NON- flood zone perfectly situated centrally in Pinellas County! This 3-bedroom, 2 bathroom, 2-car garage home offers an open and functional layout ideal for first-time homebuyers, families, or anyone looking for a Florida pool and total freedom with no HOA. Step into a spacious living area with beautiful abundant natural light. This charming home is a split plan offering family room and living room, screened patio, The oversized, fully fenced yard includes an in-ground pool home is beautifully landscaped offering a perfect blend of indoor comfort and outdoor Florida lifestyle. Whether you're looking for a starter home, a family home, or a vacation property, this one check all the boxes. Schedule your private showing today—homes like this at this price don’t last long! The soft sands and turquoise waters of the Gulf beaches are less than 10 minutes away, making spontaneous sunset walks, weekend beach days, and coastal dining part of your daily routine. This proximity also makes the home well-suited for both a personal residence and an investment property focused on Florida’s strong beach-driven demand. Active living is woven into the neighborhood. Just minutes away, the Southwest Recreation Complex offers a heated Olympic-size swimming pool, fitness programs, and lighted baseball and softball fields. The complex also provides access to pickleball and tennis courts, perfect for morning matches or evening games with friends. Nearby, the Largo Sports Complex features multiple athletic fields and open green space for soccer, fitness activities, and community events. Located in the heart of Largo, Florida, this home keeps you close to local parks, shopping, dining, and everyday conveniences while still delivering the laid-back coastal energy that makes the area so desirable.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,424

Sqft

0.17 ac

Lot size

2

Garage

1977

Year built

One

Levels

$379

Per sqft

Private pool

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Split Bedroom · Walk-In Closet(s)
LaundryIn Garage · Laundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Brick
FoundationSlab
FacesNorth
ExteriorGarden · Private Entrance · Private Mailbox · Private Yard

Community & fees

Taxes (2025)$7,188/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,177 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,179
FHA mortgage insurance (est.)$239
Property tax — 2025 actual bill$599
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,900
Interest rate6.00%
Loan term

Estimated payment

$4,177/mo

Principal & interest$3,179
FHA mortgage insurance (est.)$239
Property taxes (actual bill)$599
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $540K
$498KedgeAI estimate $552,014 · range $518K$599K$623K

vs edgeAI estimate

−2.2%

$/sqft vs Largo actives

$379 vs $236

Days on market

61 vs 42 typical

Where $379/sqft sits among the 400 Largo actives

102
87
73
62
45 · this home
31
$105–165$165–225$225–285$285–345$345–405$405+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 14161 HETRICK CIRCLE N

Drive times from this address

Tampa Int’l Airport (TPA)37 min
Downtown Tampa38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33774 — neighborhood snapshot

Population

20,018

Median age

49.1

Median income

$76,769

Median home value

$315,200

Avg household

2.38

Households w/ children

1,963

For the school run

Pinellas County School District

ElementaryOakhurst Elementary School★★★★
MiddleSeminole Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

200 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 161% above the LARGO 33774 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $540,000 $9K
May 24, 2026Listed at $549,000 · 61 days on market since
1977Built · YACHT CLUB ESTATES

Reality check

What actually sold near 14161 HETRICK CIRCLE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14039 LEEWARD DRIVESold · Oct ’25

$442,200

14039 LEEWARD DRIVE · same community

2 bd · 2 ba · 1,440 sqft · $307/sqft · 20 DOM

14233 102ND AVENUE NSold · Jan ’26

$360,000

14233 102ND AVENUE N · same community

2 bd · 2 ba · 1,453 sqft · $248/sqft · 88 DOM

14197 HETRICK CIRCLE NSold · May ’26

$600,000

14197 HETRICK CIRCLE N · same community

2 bd · 2 ba · 1,332 sqft · $450/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 14161 HETRICK CIRCLE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14161 HETRICK CIRCLE N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

14161 HETRICK CIRCLE N FAQs

What would the monthly payment be for 14161 HETRICK CIRCLE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,177/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14161 HETRICK CIRCLE N?+

The most recent tax bill on record (2025) was $7,188. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Largo?+

At $540,000, this home is listed about 100% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 14161 HETRICK CIRCLE N?+

Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$540,000 runs 161% above the LARGO 33774 median — but at 1,424 sqft it's also 16% larger than the typical Largo listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $549,000, now $540,000 — a $9K cut. The full history is in the market section below.

Listing courtesy of BISHA REAL ESTATE & CONSULTING · Greta Oliva. MLS #TB8511957.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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