Steeve Cadeau
$179,9002 bd2 ba898 sqft$200 /sqft$2,069 /mo all-in ↓

455 ALT 19 S UNIT 159, PALM HARBOR, FL, 34683

Active57 days on marketListed May 28, 2026MLS #TB8511786

Priced 56% below the PALM HARBOR 34683 medianCondominiumHARBOR CLUB CONDO

About this home

455 ALT 19 S UNIT 159

Welcome home to Harbor Club Condos, a desirable Palm Harbor condo community nestled between world famous Honeymoon Island to the south and the quaint waterfront Ozona neighborhood to the north. Enjoy the water and conservation views as you approach the entrance to this ground floor unit. This split-plan condo unit has two bedroom and two baths with tile floors throughout. The kitchen features newer cabinets, granite countertops, and stainless-steel appliances, including refrigerator, stove, microwave, disposal, and dishwasher. At the end of the kitchen you'll find a small utility closet with washer and dryer included. The living room is spacious and has a small nook in the corner, a perfect spot to have a small office or quiet place to read. The living room has a sliding glass door that opens to a covered porch, a perfect spot to relax and take in the nature views. Both bathrooms have vanities with ample storage and granite countertops. A brand-new air handler and the condenser were installed in 2024 and a new water heater was installed in 2020. This community features two pools, a spa, tennis/pickle ball courts, and is adjacent to the Pinellas Trail, a great place to walk or bike-ride into downtown Dunedin or downtown Palm Harbor. Harbor Club is conveniently located so close to an abundance of attractions, shops, bars, marinas, beaches, golf courses, and restaurants, including Honeymoon and Caladesi Islands, Dunedin Causeway, Ozona Blue, Speckled Trout Marina, Molly Goodhead's, Dunedin Golf Club and so much more. Come check out this lovely condo today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

898

Sqft

0 ac

Lot size

1985

Year built

One

Levels

$200

Per sqft

Trees/Woods & Water view

Inside

FlooringCeramic Tile
AppliancesDishwasher · Refrigerator
InteriorCeiling Fan(s) · Solid Surface Counters · Split Bedroom
LaundryElectric Dryer Hookup · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame · Wood Siding
FoundationSlab
ViewTrees/Woods · Water
FacesWest
ExteriorSidewalk · Sliding Doors · Tennis Court(s)

Community & fees

HOA fee$565/mo
Taxes (2025)$2,461/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
CommunityPool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,069 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,059
FHA mortgage insurance (est.)$80
Property tax — 2025 actual bill$205
Condo fee — from the listing$565
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,297Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,297
Interest rate6.00%
Loan term

Estimated payment

$2,069/mo

Principal & interest$1,059
FHA mortgage insurance (est.)$80
Property taxes (actual bill)$205
HOA / condo fee$565
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $180K
$173KedgeAI estimate $195,106 · range $193K$202K$210K

vs edgeAI estimate

−7.8%

$/sqft vs HARBOR CLUB CONDO

$200 vs $196

Days on market

57 vs 42 typical

Where $200/sqft sits among the 8 homes for sale in HARBOR CLUB CONDO

1
0
1
1
3
2 · this home
$149–159$159–169$169–180$180–190$190–200$200+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Map of 455 ALT 19 S UNIT 159

Drive times from this address

Tampa Int’l Airport (TPA)37 min
Downtown Tampa40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

PALM HARBOR 34683 — neighborhood snapshot

Population

34,180

Median age

47.5

Median income

$90,037

Median home value

$424,200

Avg household

2.46

Households w/ children

3,432

For the school run

Pinellas County School District

ElementaryLake St. George Elementary School★★★★
MiddlePalm Harbor Middle School★★★★
HighPalm Harbor University High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$425K$450K

Palm Harbor median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

3 of 8

HARBOR CLUB CONDO have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →

Paper trail

This home's history

May 28, 2026Listed at $179,900 · 57 days on market since
1985Built · HARBOR CLUB CONDO

Reality check

What actually sold near 455 ALT 19 S UNIT 159

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

455 ALT 19 HIGHWAY S UNIT 81Sold · Sep ’25

$154,000

455 ALT 19 HIGHWAY S UNIT 81 · same community

2 bd · 2 ba · 898 sqft · $171/sqft · 143 DOM

455 ALT 19 S UNIT 268Sold · Dec ’25

$143,000

455 ALT 19 S UNIT 268 · same community

2 bd · 2 ba · 898 sqft · $159/sqft · 274 DOM

455 ALT 19 S UNIT 151Sold · May ’26

$175,000

455 ALT 19 S UNIT 151 · same community

2 bd · 2 ba · 898 sqft · $195/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 455 ALT 19 S UNIT 159 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 455 ALT 19 S UNIT 159 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

455 ALT 19 S UNIT 159 FAQs

What would the monthly payment be for 455 ALT 19 S UNIT 159?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,069/mo — principal and interest, the actual property-tax bill, the $565/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 455 ALT 19 S UNIT 159?+

The association fee works out to $565 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 455 ALT 19 S UNIT 159?+

The most recent tax bill on record (2025) was $2,461. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 455 ALT 19 S UNIT 159?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $179,900, this home is listed about 52% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 455 ALT 19 S UNIT 159?+

Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PALM HARBOR 34683 market on paper

$179,900 is 56% below the PALM HARBOR 34683 median of $410,000, and at $200/sqft it sits under the Palm Harbor average of $269.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $565/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of IMPERIUM REAL ESTATE SERVICES · Russ Smith. MLS #TB8511786.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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