10306 STONE MOSS AVENUE, TAMPA, FL, 33647
Active70 days on marketListed May 29, 2026MLS #TB8511604
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Upcoming open house
Sat, Aug 8
12:00 PM – 2:00 PM
About this home
10306 STONE MOSS AVENUE
SELLER OFFERING $5,000 TOWARD BUYER CLOSING COSTS OR INTEREST RATE BUYDOWN WITH ACCEPTABLE OFFER! Move-in ready townhome in the highly desirable Stone Creek at K-Bar Ranch community of New Tampa. Freshly updated with new carpet, fresh interior paint, a new stove, and new washer and dryer, this beautiful home offers the perfect combination of comfort, style, and convenience. Featuring 2 bedrooms, 2.5 baths, and an open-concept floorplan, this home is designed for easy everyday living. The first floor showcases ceramic and laminate flooring, a spacious living and dining area, and a well-appointed kitchen with granite countertops, abundant cabinetry, and a built-in desk. Just off the living area, enjoy your private screened lanai overlooking a tranquil pond, the perfect place to relax with your morning coffee or unwind at the end of the day. Upstairs, the generous primary suite offers peaceful pond views, a large walk-in closet, and an en-suite bath with a walk-in shower. The second bedroom is spacious and comfortable, providing flexibility for guests, family, or a home office. Additional highlights include a downstairs laundry room with a new washer and dryer, ample storage throughout, and an attached one-car garage. The HOA provides exceptional value by covering roof maintenance, exterior painting and upkeep, lawn care, cable, and internet. Residents also enjoy resort-style amenities including a community pool, playground, basketball court, and tennis courts. Ideally located within walking distance to Pride Elementary School and just steps from the Cross Creek Recreation Center, this home is also convenient to Wiregrass Mall, major hospitals, USF, shopping, dining, and I-75. With fresh updates, beautiful pond views, a $5,000 buyer incentive, and an unbeatable location, this townhome is a fantastic opportunity to own in one of New Tampa's most sought-after communities. Don't miss your chance to make it yours!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,278
Sqft
0.04 ac
Lot size
1
Garage
2007
Year built
Two
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,452 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,452/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.6%
$/sqft vs Tampa actives
$195 vs $301
Days on market
70 vs 40 typical
Where $195/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside K Bar Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
K Bar Ranch — neighborhood snapshot
Population
2,864
Median age
36
Median income
$116,513
Median home value
$440,900
Avg household
3
Households w/ children
419
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
195 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10306 STONE MOSS AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$305,000
19232 STONE HEDGE DRIVE · same community
3 bd · 2.5 ba · 1,587 sqft · $192/sqft · 109 DOM
Sold · Dec ’25$295,000
18164 CANAL POINTE STREET
3 bd · 2 ba · 1,280 sqft · $230/sqft · 19 DOM
Sold · Mar ’26$309,800
18170 CANAL POINTE STREET
3 bd · 2 ba · 1,280 sqft · $242/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10306 STONE MOSS AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10306 STONE MOSS AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
10306 STONE MOSS AVENUE FAQs
What would the monthly payment be for 10306 STONE MOSS AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,452/mo — principal and interest, the actual property-tax bill, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10306 STONE MOSS AVENUE?+
The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10306 STONE MOSS AVENUE?+
The most recent tax bill on record (2025) was $4,387. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10306 STONE MOSS AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $249,000, this home is listed about 45% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10306 STONE MOSS AVENUE?+
Heritage Elementary School (elementary), Benito Middle School (middle), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33647 market on paper
$249,000 is 34% below the TAMPA 33647 median of $374,999, and at $195/sqft it sits under the Tampa average of $345.
02Strong assigned schools
Heritage Elementary School, Benito Middle School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $255,000, now $249,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Tania Borelli. MLS #TB8511604.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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