Steeve Cadeau
$519,9004 bd3.5 ba2,828 sqft$184 /sqft$3,836 /mo all-in ↓

10403 LAXER CAY LOOP, SAN ANTONIO, FL, 33576

Active63 days on marketListed May 21, 2026MLS #TB8510498

Single Family ResidenceMIRADA

About this home

10403 LAXER CAY LOOP

Perfectly positioned on a premium corner homesite within one of the area’s most coveted resort-style lagoon communities, this exceptional 2022-built residence offers the rare opportunity to own a home that far surpasses today’s standard new construction. Thoughtfully curated with elevated designer finishes, custom woodwork, and sophisticated trim detailing throughout, this move-in ready masterpiece blends luxury, comfort, and functionality in a way builders simply no longer include at this price point. Flooded with natural light and anchored by an expansive open-concept design, the home effortlessly connects the gourmet kitchen, spacious family room, dining area, and casual eat-in space—creating an atmosphere that is equally ideal for elegant entertaining and everyday living. The chef-inspired kitchen showcases rich dark cabinetry, gleaming granite countertops, subway tile backsplash, and an oversized walk-in pantry designed for both beauty and practicality. Step outside to a truly standout backyard retreat intentionally designed for low-maintenance luxury living. Unlike the bare dirt lots and costly post-closing upgrades found in competing new builds, this home already offers a fully finished outdoor oasis complete with an expansive paved entertaining area, built-in electrical, artificial turf perfect for a playground, cornhole, pets, or entertaining, and a covered lanai with peaceful pond glimpses creating a serene backdrop. The brand-new freestanding hot tub conveys with the home, allowing the next owner to immediately enjoy a private resort-style experience from day one. The highly desirable multigenerational layout includes a private attached in-law suite featuring its own living space, spacious bedroom, walk-in closet, and en suite bathroom—perfect for extended family, long-term guests, or a luxurious private retreat. Tucked away at the rear of the home for ultimate privacy, the primary suite offers a true sanctuary complete with dual vanities, granite counters, warm wood cabinetry, a soaking garden tub, separate walk-in shower, private water closet, and generous walk-in closet. Bedrooms two and three are thoughtfully connected by a Jack-and-Jill bathroom, providing both convenience and functionality for family or guests. Completing the home is a spacious 3-car garage, designer upgrades throughout, and the invaluable advantage of purchasing a fully completed, impeccably maintained, and extensively upgraded home without the wait, hidden expenses, or unfinished features associated with new construction. Competitively priced and absolutely turnkey, this is luxury lagoon living redefined. BRING.YOUR.OFFER.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,828

Sqft

0.22 ac

Lot size

3

Garage

2022

Year built

One

Levels

$184

Per sqft

Water viewNegotiablePets allowed

Inside

FlooringCarpet · Tile
AppliancesConvection Oven · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Stone Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesNorth
ExteriorIrrigation System · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$83/mo
Taxes (2025)$3,632/yr
PetsCats OK, Dogs OK, Yes
CommunityCommunity Mailbox · Deed Restrictions · Golf Carts OK · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,836 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,061
FHA mortgage insurance (est.)$230
Property tax — 2025 actual bill$303
HOA fee — from the listing$83
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,197Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,197
Interest rate6.00%
Loan term

Estimated payment

$3,836/mo

Principal & interest$3,061
FHA mortgage insurance (est.)$230
Property taxes (actual bill)$303
HOA / condo fee$83
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $520K
$499KedgeAI estimate $545,294 · range $541K$548K$570K

vs edgeAI estimate

−4.7%

Days on market

63 vs 57 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside San Antonio

Map of 10403 LAXER CAY LOOP

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know San Antonio. See the full San Antonio guide →

SAN ANTONIO 33576 — neighborhood snapshot

Population

6,415

Median age

61.1

Median income

$77,950

Median home value

$330,500

Avg household

2.21

Households w/ children

337

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★
HighPasco High School★★★★
MiddlePasco Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The San Antonio market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$360K$352K

San Antonio median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 65% above the SAN ANTONIO 33576 median. See the full San Antonio market guide →

Paper trail

This home's history

May 21, 2026Listed at $519,900 · 63 days on market since
2022Built · MIRADA

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10403 LAXER CAY LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10403 LAXER CAY LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

10403 LAXER CAY LOOP FAQs

What would the monthly payment be for 10403 LAXER CAY LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,836/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10403 LAXER CAY LOOP?+

The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10403 LAXER CAY LOOP?+

The most recent tax bill on record (2025) was $3,632. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10403 LAXER CAY LOOP?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in San Antonio?+

At $519,900, this home is listed about 49% above the San Antonio median of $347,925. The market section on this page shows how the area is trending.

Which schools are assigned to 10403 LAXER CAY LOOP?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FUTURE HOME REALTY INC · Krystin Lee. MLS #TB8510498.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New San Antonio homes, in your inbox

Like 10403 LAXER CAY LOOP but not quite? A daily digest of every new listing in San Antonio — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Steeve to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 23, 2026 at 8:06 AM UTC. The listing information on this page last changed on July 23, 2026 at 8:06 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 23, 2026 at 8:06 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 23, 2026 at 8:06 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.