12701 126TH AVENUE UNIT 63, LARGO, FL, 33774
Active76 days on marketListed May 19, 2026MLS #TB8510131
About this home
12701 126TH AVENUE UNIT 63
Spacious and inviting 3 bedroom, 2 bathroom home offering 1,431 sq. ft. of comfortable living space in the highly desirable all-age, pet-friendly Indian Rocks Estates community! This light and bright home features soaring tall ceilings, oversized windows, and a popular split-bedroom floor plan designed for privacy and functionality. A handicap-accessible ramp is already in place if needed, making this home even more accommodating. ALL THIS AND NO LOT RENT- NO CO-OP FEES-ALL YOU PAY IS ELECTRIC!! The spacious primary suite offers a relaxing retreat with a large en suite bathroom complete with a soaker tub, separate walk-in shower, custom cabinetry, and dual sinks. The huge kitchen provides an abundance of cabinet and counter space along with a generous dining area perfect for entertaining family and friends. Additional highlights include an inside laundry room, tankless water heater, newer roof (2018), and brand-new HVAC system (2024). Enjoy Florida living year-round from the large screened lanai overlooking the additional guest parking across the street from this property. There is no shortage of storage with two storage sheds, dedicated golf cart parking, and an impressive 14x15 workshop ideal for hobbies, projects, or additional storage needs. Best of all, the SHARE is included in the purchase price! Shareholders enjoy NO maintenance fees and do NOT pay for water, sewer, or garbage services. A Spectrum package including cable and internet is also included, adding tremendous value and convenience. Ask Me About Financing!! Located in a non-flood zone less than 3 miles from beautiful Indian Rocks Beach, this prime location places you close to Publix, shopping, dining, parks, and endless Florida activities. Whether you are searching for a full-time residence, seasonal getaway, or investment opportunity, this home offers the perfect blend of comfort, convenience, and affordable coastal living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,431
Sqft
16.21 ac
Lot size
2004
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,587 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,587/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.4%
$/sqft vs Largo actives
$150 vs $239
Days on market
76 vs 52 typical
Where $150/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33774 — neighborhood snapshot
Population
20,018
Median age
49.1
Median income
$76,769
Median home value
$315,200
Avg household
2.38
Households w/ children
1,963
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 12701 126TH AVENUE UNIT 63
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$615,000
11245 BELLA LOMA DRIVE
3 bd · 2 ba · 1,451 sqft · $424/sqft · 45 DOM
Sold · May ’26$575,000
13441 DEL PRADO DRIVE S
3 bd · 2 ba · 1,452 sqft · $396/sqft · 162 DOM
Sold · Aug ’25$345,000
11255 SOL VISTA DRIVE
3 bd · 2 ba · 1,401 sqft · $246/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12701 126TH AVENUE UNIT 63 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12701 126TH AVENUE UNIT 63 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
12701 126TH AVENUE UNIT 63 FAQs
What would the monthly payment be for 12701 126TH AVENUE UNIT 63?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,587/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12701 126TH AVENUE UNIT 63?+
The most recent tax bill on record (2025) was $799. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12701 126TH AVENUE UNIT 63?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $215,000, this home is listed about 28% below the Largo median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 12701 126TH AVENUE UNIT 63?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Holly Frandeka. MLS #TB8510131.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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