Steeve Cadeau
$518,000$528,000$3,660 /mo all-in ↓

18233 185TH RD, LIVE OAK, FL, 32060

Active57 days on marketListed May 25, 2026MLS #TB8508929

Reduced $10K

About this home

18233 185TH RD

Welcome to this exceptional opportunity in beautiful Suwannee County, Live Oak, FL! This unique sale includes 3 parcels totaling approximately 43.9 acres, offering endless possibilities with no HOA and no deed restrictions. Whether you’re looking for a private hunting retreat, recreational getaway, homestead, small farm, or future investment, this property is ready for you. Prepared and set up for outdoor enthusiasts, this property is ideal for hunting and recreation, featuring 2 hunting feeders currently on site to enhance the hunting experience. Hunting photos are attached to this listing for your review. Existing improvements include a well, septic, electricity, RV hookup, a deck, and an oversized 30x51x12 carport, making the property ready for immediate enjoyment. There is currently a 2023 Sabre Cobalt travel trailer (43.6 ft, sleeps 8+) and a 40-ft storage container on site. These items may be included with an acceptable full-price offer; contact the listing agent for details. Bring your boat, ATVs, side-by-sides, four-wheelers, and outdoor gear—there’s plenty of room to enjoy camping, recreation, or peaceful country living. If you’re dreaming of creating your own homestead, private retreat, or small farm, this property offers the space, privacy, and flexibility to make it happen. Conveniently located with easy access to downtown Live Oak, shopping, dining, schools, and local amenities, while still offering the tranquility and natural beauty of rural Florida. Enjoy proximity to the Suwannee River, nearby natural springs, fishing, boating, camping, and endless outdoor recreation, making this a true paradise for nature lovers and adventure seekers. Whether you’re ready to build now, invest for the future, or create the ultimate recreational escape, this versatile property offers unlimited potential. Drive by anytime or schedule a private showing to walk the property. Seller is motivated! Contact the listing agent for additional information. Se habla Español e Inglés.

Facts & features

The home at a glance

43.93 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesEast

Community & fees

Taxes (2025)$2,660/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,660 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,049
FHA mortgage insurance (est.)$229
Property tax — 2025 actual bill$222
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,130Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,130
Interest rate6.00%
Loan term

Estimated payment

$3,660/mo

Principal & interest$3,049
FHA mortgage insurance (est.)$229
Property taxes (actual bill)$222
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Live Oak

Map of 18233 185TH RD

Get to know Live Oak. See the full Live Oak guide →

LIVE OAK 32060 — neighborhood snapshot

Population

22,085

Median age

44.4

Median income

$56,702

Median home value

$158,200

Avg household

2.71

Households w/ children

2,337

The numbers that matter

The Live Oak market

Seller’s marketLeans buyer10.5 months of inventoryBuyer’s market

$229K$370K

Live Oak median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Live Oak, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 107% above the LIVE OAK 32060 median. See the full Live Oak market guide →

Paper trail

This home's history

CurrentPrice reduced to $518,000 $10K
May 25, 2026Listed at $528,000 · 57 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 18233 185TH RD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18233 185TH RD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

18233 185TH RD FAQs

What would the monthly payment be for 18233 185TH RD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,660/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 18233 185TH RD?+

The most recent tax bill on record (2025) was $2,660. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Live Oak?+

At $518,000, this home is listed about 76% above the Live Oak median of $295,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$518,000 runs 107% above the LIVE OAK 32060 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $528,000, now $518,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of MARTINEZ 2 & ASSOCIATES OF FLO · Daylin Pacheco. MLS #TB8508929.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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