4118 RAMONA DRIVE, SPRING HILL, FL, 34606
Active73 days on marketListed May 13, 2026MLS #TB8507689
About this home
4118 RAMONA DRIVE
Fully renovated, move-in ready -- your Florida Dream Home Awaits! This is the one you've been waiting for. Loaded with high-end upgrades on a generous quarter-acre-plus lot, 4118 Ramona Drive delivers the Florida lifestyle without compromise. Step through the custom frosted-glass barn doors into a bright, open split floor plan designed for both relaxed living and effortless entertaining. Brand-new five-inch wood-look tile flooring flows throughout the home, complemented by six-inch modern baseboards and elegant cased doorways that give every room a polished, curated feel. The showstopping kitchen features butcher block countertops and sleek Samsung Bespoke appliances -- equal parts beautiful and functional. Retreat to the spacious primary suite with its own private ensuite bath, a true sanctuary at the end of the day. Fresh interior and exterior paint (2024) and all-new lighting throughout complete the transformation. Outside, your private resort awaits. A sparkling screened pool with expansive deck is perfect for entertaining, while the covered lanai with new screens invites you to enjoy Florida's sunshine year-round. The professionally cleared backyard is a blank canvas ready for your vision, with kayak storage, generous RV parking, and a washer and dryer that convey. With its pool, spacious outdoor living areas, and close proximity to Weeki Wachee Springs, this property also presents an excellent opportunity as a potential Airbnb or Vrbo vacation rental. The big-ticket items are already done: • New roof (2021) • New windows (2021) • 2.5-ton, 15 SEER2 A/C system (2023) -- professionally serviced November 2025 • Updated electrical (2024): GFCIs, 20-amp circuit, generator outlet & 30-amp RV hookup • Kitchen & bath plumbing updated (2023) • 29kW Stiebel Eltron tankless water heater with isolation valves (2024) • New pool pump (November 2025) • Septic system pumped (January 2026) • New gutters & downspouts No HOA. No CDD fees. Adventure is minutes away at Weeki Wachee Springs State Park, while Deltona Elementary, Fox Chapel Middle, Central High School, TGH Spring Hill Hospital, golf courses, and everyday conveniences are all close at hand. Homes this updated, this well-maintained, and this well-priced don't last. Schedule your showing today -- this one won't wait
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,278
Sqft
0.29 ac
Lot size
2
Garage
2006
Year built
One
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,540 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,540/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.2%
$/sqft vs Spring Hill actives
$250 vs $192
Days on market
73 vs 29 typical
Where $250/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34606 — neighborhood snapshot
Population
28,155
Median age
50.4
Median income
$54,730
Median home value
$227,700
Avg household
2.25
Households w/ children
2,752
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
202 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the SPRING HILL 34606 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 4118 RAMONA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$247,000
4077 RAMONA DRIVE · same community
2 bd · 2 ba · 1,275 sqft · $194/sqft · 48 DOM
Sold · May ’26$260,000
7452 WABASH TRAIL · same community
3 bd · 2 ba · 1,267 sqft · $205/sqft · 8 DOM
Sold · Jun ’26$220,000
7443 WABASH TRAIL · same community
3 bd · 2 ba · 1,305 sqft · $169/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4118 RAMONA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4118 RAMONA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4118 RAMONA DRIVE FAQs
What would the monthly payment be for 4118 RAMONA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,540/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4118 RAMONA DRIVE?+
The most recent tax bill on record (2025) was $4,333. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4118 RAMONA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $319,000, this home is listed about 8% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4118 RAMONA DRIVE?+
Deltona Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$319,000 runs 13% above the SPRING HILL 34606 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
73 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $339,000, now $319,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMAN REALTY GROUP INC · Thomas "TJ" Homan, Jr. MLS #TB8507689.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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