Steeve Cadeau
$489,900$499,9003 bd3 ba1,549 sqft$316 /sqft$3,353 /mo all-in ↓

1005 APACHE TRAIL, CLEARWATER, FL, 33755

Active75 days on marketListed May 8, 2026MLS #TB8506091

Reduced $10KSingle Family ResidenceNAVAJO PARK REV

About this home

1005 APACHE TRAIL

Welcome to 1005 Apache Trl, a fully renovated Clearwater home offering modern updates, flexible living space, and an exceptional location just minutes from Downtown Dunedin. This 3-bedroom, 3-bathroom residence features 1,549 square feet of beautifully updated living space along with a spacious 2-car garage, all located in NO- Flood Zone X. HIGH ELEVATION! Inside, the home has been thoughtfully renovated throughout with a bright, modern feel. The updated kitchen features contemporary finishes, ample cabinetry, and a premium natural gas range — a highly sought-after feature for cooking enthusiasts that offers precise temperature control. The home is equipped with natural gas, providing added efficiency and convenience while enhancing the functionality of the kitchen. The kitchen flows seamlessly into the main living spaces, creating an inviting layout for both everyday living and hosting guests. Brand-new flooring runs throughout the home, while all three full bathrooms have been tastefully remodeled with clean, modern finishes. All renovations were completed with permitted work and carried out by licensed professional contractors, offering quality craftsmanship and peace of mind for the next owner. Additional major updates include a newer roof installed within the last five years. Natural light fills the interior, creating a warm and inviting atmosphere across the spacious floor plan. One of the home’s standout features is its location — enjoy water -views of the bay right from your front door while being just moments away from the waterfront lifestyle that makes this area so desirable. Ideally situated just moments from scenic Edgewater Drive, this home offers easy access to waterfront walking and biking paths, parks, and stunning coastal views. The location provides endless opportunities to embrace an active Florida lifestyle. Enjoy being just minutes from the restaurants, breweries, cafés, boutiques, and entertainment of vibrant Downtown Dunedin and Downtown Clearwater while still tucked away in a peaceful residential setting. With waterfront recreation, everyday conveniences, and some of the area’s best dining and entertainment all nearby, 1005 Apache Trl presents an exceptional opportunity to enjoy the very best of Clearwater coastal living.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,549

Sqft

0.15 ac

Lot size

2

Garage

1957

Year built

One

Levels

$316

Per sqft

Inside

FlooringLaminate · Porcelain Tile
AppliancesDishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator
InteriorNinguno
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorNone

Community & fees

Taxes (2025)$1,104/yr

Utilities & systems

UtilitiesNatural Gas Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,353 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,884
FHA mortgage insurance (est.)$217
Property tax — 2025 actual bill$92
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,147Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,147
Interest rate6.00%
Loan term

Estimated payment

$3,353/mo

Principal & interest$2,884
FHA mortgage insurance (est.)$217
Property taxes (actual bill)$92
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $490K
$186KedgeAI estimate $340,275 · range $194K$404K$509K

vs edgeAI estimate

+44%

$/sqft vs Clearwater actives

$316 vs $216

Days on market

75 vs 47 typical

Where $316/sqft sits among the 400 Clearwater actives

170
117
63 · this home
17
7
26
$117–199$199–281$281–362$362–444$444–526$526+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 1005 APACHE TRAIL

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33755 — neighborhood snapshot

Population

28,057

Median age

41.3

Median income

$59,613

Median home value

$300,200

Avg household

2.46

Households w/ children

2,788

For the school run

Pinellas County School District

ElementarySkycrest Elementary School★★★★★
HighClearwater High School★★★★★
MiddleDunedin Highland Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

213 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% above the CLEARWATER 33755 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $489,900 $10K
May 8, 2026Listed at $499,900 · 75 days on market since
1957Built · NAVAJO PARK REV

Reality check

What actually sold near 1005 APACHE TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1061 NOKOMIS STREETSold · Jun ’26

$310,000

1061 NOKOMIS STREET · same community

3 bd · 2 ba · 1,120 sqft · $277/sqft · 29 DOM

1060 IROQUOIS STREETSold · Mar ’26

$252,000

1060 IROQUOIS STREET · same community

3 bd · 1.5 ba · 1,109 sqft · $227/sqft · 37 DOM

1793 N FORT HARRISON AVENUESold · Jun ’26

$499,900

1793 N FORT HARRISON AVENUE · same community

4 bd · 3.5 ba · 2,050 sqft · $244/sqft · 83 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1005 APACHE TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1005 APACHE TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

1005 APACHE TRAIL FAQs

What would the monthly payment be for 1005 APACHE TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,353/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1005 APACHE TRAIL?+

The most recent tax bill on record (2025) was $1,104. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clearwater?+

At $489,900, this home is listed about 78% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1005 APACHE TRAIL?+

Skycrest Elementary School (elementary), Clearwater High School (high), Dunedin Highland Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$489,900 runs 34% above the CLEARWATER 33755 median — but at 1,549 sqft it's also 23% larger than the typical Clearwater listing.

02Strong assigned schools

Skycrest Elementary School, Clearwater High School, Dunedin Highland Middle School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $499,900, now $489,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Antoni Marinov. MLS #TB8506091.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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