18 WINDRUSH BAY DRIVE, TARPON SPRINGS, FL, 34689
Active62 days on marketListed Jun 3, 2026MLS #TB8505229
About this home
18 WINDRUSH BAY DRIVE
UPDATED - STAND ALONE VILLA (no shared walls) - COASTAL COMMUNITY - NO FLOOD INSURANCE REQUIRED. This charming 2 bedroom 2 bathroom villa is perfect for a low maintenance relaxed lifestyle situated between Sunset Beach and Fred Howard Park & Beach. FRESHLY PAINTED, NEW LUXURY VINYL FLOORING in the bedrooms, NO CARPET, CUSTOM CABINETRY in the kitchen (2019), Granite countertops, Tile Backsplash and Stainless Steel Range and Microwave (2024). The Primary Bedroom features an ENSUITE BATHROOM with a walk-in shower and walk-in closet. The guest bedroom has a large closet and is next to the guest bathroom. The expansive SCREENED LANAI is perfect for enjoying your morning coffee, relaxing with the coastal breezes or entertaining. There's also a convenient storage closet. Enjoy peace of mind knowing the AIR DUCTS are NEW (2026), the ROOF replaced (2023), A/C new (2020) and WATER HEATER new (2022). Community Amenities include; HEATED SWIMMING POOL, FITNESS ROOM, PRIVATE SAUNA, POOL TABLE, Clubhouse and Community Garden. Fishing & Seawall Benches to Relax by the water, cast a line, or savor stunning Gulf sunsets. Tarpon Sponge Docks are only a short golf cart ride away as all neighborhood roads are 35 mph or less. Fred Howard Park Close to beaches, dining, shopping, concerts, beaches and parks this villa offers you an opportunity to embrace the Florida lifestyle you've been wanting.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,080
Sqft
1984
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,888 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,888/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.8%
$/sqft vs Tarpon Springs actives
$204 vs $246
Days on market
62 vs 46 typical
Where $204/sqft sits among the 268 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $439K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
142 of 268
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 18 WINDRUSH BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$260,000
19 WINDRUSH BAY DRIVE · same community
2 bd · 2 ba · 1,080 sqft · $241/sqft · 0 DOM
Sold · Jan ’26$256,000
26 WINDRUSH BAY DRIVE · same community
2 bd · 2 ba · 1,080 sqft · $237/sqft · 3 DOM
Sold · Oct ’25$259,000
20 WINDRUSH BAY DRIVE UNIT 20 · same community
2 bd · 2 ba · 1,035 sqft · $250/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18 WINDRUSH BAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18 WINDRUSH BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
18 WINDRUSH BAY DRIVE FAQs
What would the monthly payment be for 18 WINDRUSH BAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,888/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18 WINDRUSH BAY DRIVE?+
The most recent tax bill on record (2025) was $4,031. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18 WINDRUSH BAY DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $220,000, this home is listed about 49% below the Tarpon Springs median of $429,999. The market section on this page shows how the area is trending.
Which schools are assigned to 18 WINDRUSH BAY DRIVE?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Jessica Kucek. MLS #TB8505229.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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