Steeve Cadeau
$264,500$269,0002 bd2 ba1,000 sqft$265 /sqft$3,004 /mo all-in ↓

3100 OCEAN SHORE BOULEVARD UNIT 101, ORMOND BEACH, FL, 32176

Active74 days on marketListed May 9, 2026MLS #TB8505115

Priced 26% below the ORMOND BEACH 32176 medianReduced $5KPrivate poolCondominiumSEABRIDGE CONDO

About this home

3100 OCEAN SHORE BOULEVARD UNIT 101

Wake up to the rhythm of the ocean at 3100 Ocean Shore Blvd. This 2-bedroom, 2-bath ground-level end unit offers 1,000 square feet of coastal living in sought-after Ormond by the Sea. The open floorplan creates a bright, comfortable flow, while the spacious kitchen features stainless steel appliances, and pantry. Both bedrooms include walk-in closets for ample storage, and the convenience of in-unit, full-size laundry adds to the ease of everyday living. As an end unit, enjoy added privacy along with convenient ground-floor access. Covered, assigned parking is also included. HOA fees cover a wide range of amenities, including a heated pool, clubhouse, internet and TV, water, trash, and more—offering a low-maintenance lifestyle just steps from the beach. The building is in excellent condition, featuring a newer roof (2024) and updated balconies.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,000

Sqft

3.51 ac

Lot size

1991

Year built

One

Levels

$265

Per sqft

Private poolPark/Greenbelt & Water viewNegotiable

Inside

FlooringVinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPark/Greenbelt · Water
FacesWest
ParkingAssigned
ExteriorIrrigation System · Lighting · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$810/mo
Taxes (2026)$4,325/yr
PetsNumber Limit, Size Limit
CommunityGulf/Ocean Front · Water Access · Clubhouse · Irrigation-Reclaimed Water · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,004 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,557
FHA mortgage insurance (est.)$117
Property tax — 2026 actual bill$360
Condo fee — from the listing$810
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,258Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,258
Interest rate6.00%
Loan term

Estimated payment

$3,004/mo

Principal & interest$1,557
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$360
HOA / condo fee$810
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $265K
$229KedgeAI estimate $266,972 · range $238K$339K$352K

vs edgeAI estimate

−0.9%

Days on market

74 vs 41 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ormond Beach

Map of 3100 OCEAN SHORE BOULEVARD UNIT 101

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32176 — neighborhood snapshot

Population

14,344

Median age

60.1

Median income

$72,248

Median home value

$368,400

Avg household

2.01

Households w/ children

946

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
HighSeabreeze High School★★★★
ElementaryBeachside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% below the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $264,500 $5K
May 9, 2026Listed at $269,000 · 74 days on market since
1991Built · SEABRIDGE CONDO

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3100 OCEAN SHORE BOULEVARD UNIT 101 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3100 OCEAN SHORE BOULEVARD UNIT 101 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

3100 OCEAN SHORE BOULEVARD UNIT 101 FAQs

What would the monthly payment be for 3100 OCEAN SHORE BOULEVARD UNIT 101?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,004/mo — principal and interest, the actual property-tax bill, the $810/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3100 OCEAN SHORE BOULEVARD UNIT 101?+

The association fee works out to $810 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3100 OCEAN SHORE BOULEVARD UNIT 101?+

The most recent tax bill on record (2026) was $4,325. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3100 OCEAN SHORE BOULEVARD UNIT 101?+

The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $264,500, this home is listed about 38% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 3100 OCEAN SHORE BOULEVARD UNIT 101?+

Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the ORMOND BEACH 32176 market on paper

$264,500 is 26% below the ORMOND BEACH 32176 median of $358,500, and at $265/sqft it sits under the Ormond Beach average of $272.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Know the monthly fee

The association fee is $810/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $269,000, now $264,500 — a $5K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Laina Huguley. MLS #TB8505115.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Ormond Beach homes, in your inbox

Like 3100 OCEAN SHORE BOULEVARD UNIT 101 but not quite? A daily digest of every new listing in Ormond Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Steeve to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 22, 2026 at 10:50 PM UTC. The listing information on this page last changed on July 22, 2026 at 10:50 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 22, 2026 at 10:50 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 22, 2026 at 10:50 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.