4920 3RD STREET N, ST PETERSBURG, FL, 33703
Active63 days on marketListed Jun 12, 2026MLS #TB8505005
About this home
4920 3RD STREET N
Welcome Home to 4920 3rd St. N! A stunning property that truly delivers on location, comfort, and quality in the heart of St. Petersburg. Built in 2014, this exceptional residence offers peace of mind that comes with newer construction in one of St. Pete's most desirable neighborhoods. This beautifully maintained home offers the convenience buyers are searching for, just a short walk to Whole Foods, Starbucks, shops and restaurants with easy access to downtown St. Pete and only 15 minutes from Tampa International Airport. Step inside to soaring 12-foot ceilings, walls of abundant natural light and a spacious open floor plan. Rich hardwood flooring and luxury vinyl plank run throughout the home, zero carpet anywhere. The chef-inspired kitchen feature solid wood cabinetry, granite countertops, stainless steel appliances and dual GE & Frigidaire ovens, perfect for everyday living and entertaining. The spacious primary suite offers a spa-like ensuite bathroom with walk-in shower, soaking tub, oversized walk-in closet. Upstairs, a conveniently located laundry room sits right next to the primary bedroom. With 3 bedrooms and 2.5 bathrooms across a thoughtfully designed layout, this home lives large. Enjoy the outdoors year-round from the screened back porch, overlooking a fully fenced backyard with brand new white vinyl fence (2025) ideal for dog lovers, family gatherings and outdoor entertaining. The beautifully landscaped yard is supported by a brand new irrigation system and sod (2026). Major updates provide exceptional peace of mind including a new A/C with blue-light purifier (2024), Simonton energy-efficient windows throughout, fresh interior paint, new vinyl fence (2025), roof (2014), hot water (2014) and tented for termites in 2025. Even better, this home has never flooded and features transferable flood insurance for under $900 a year. Move in ready, meticulously maintained and located in one of St. Petersburg's most convenient and sought after areas. This home is the opportunity you've been waiting for. Schedule your private showing today before it's gone!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,283
Sqft
0.11 ac
Lot size
2
Garage
2015
Year built
Two
Levels
$350
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,354 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,354/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.9%
$/sqft vs St Petersburg actives
$350 vs $336
Days on market
63 vs 58 typical
Where $350/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harcourt
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Harcourt — neighborhood snapshot
Population
635
Median age
50
Median income
$57,089
Median home value
$349,167
Avg household
2
Households w/ children
34%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4920 3RD STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,010,000
4916 3RD STREET N · same community
4 bd · 3.5 ba · 2,748 sqft · $368/sqft · 79 DOM
Sold · May ’26$554,000
741 30TH AVENUE N
3 bd · 3 ba · 2,327 sqft · $238/sqft · 56 DOM
Sold · Apr ’26$1,025,000
467 31ST AVENUE N
3 bd · 2 ba · 2,192 sqft · $468/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4920 3RD STREET N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4920 3RD STREET N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4920 3RD STREET N FAQs
What would the monthly payment be for 4920 3RD STREET N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,354/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4920 3RD STREET N?+
The most recent tax bill on record (2025) was $6,928. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4920 3RD STREET N?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $800,000, this home is listed about 84% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4920 3RD STREET N?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Jessica Kucek. MLS #TB8505005.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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