Steeve Cadeau
$584,990$589,9904 bd3 ba2,685 sqft$218 /sqft$3,940 /mo all-in ↓

12309 LOOPBACK DRIVE, SAN ANTONIO, FL, 33576

Active82 days on marketListed May 2, 2026MLS #TB8504303

Reduced $5KSingle Family ResidenceOAK GLEN SUB

About this home

12309 LOOPBACK DRIVE

RARE OPPORTUNITY! ASSUMABLE VA LOAN • NO CDD • OVERSIZED .34-ACRE LOT • 3-CAR GARAGE Tired of cookie-cutter homes on tiny lots? Welcome to 12309 Loopback Drive, where space, privacy, and value come together in one exceptional property. Situated on a sprawling .34-acre homesite, this beautifully maintained 4-bedroom, 3-bathroom home offers one of the largest lots in the community and a lifestyle that's becoming increasingly difficult to find. From the moment you arrive, you'll appreciate the extended paver driveway, impressive curb appeal, and oversized 3-car garage. Step inside to discover a thoughtfully designed floor plan that provides flexibility for growing families, multi-generational living, remote work, or hosting guests. Natural light fills the home, creating a warm and inviting atmosphere throughout. The true showstopper is the outdoor living space. Enjoy year-round Florida living in the expansive screened lanai, complete with an oversized paver patio, dedicated gathering areas, and plenty of room for entertaining. Whether you're hosting family barbecues, relaxing by the firepit, or enjoying a quiet evening under the shade of the mature oak tree, this backyard was designed to be enjoyed. Unlike many newer communities, this home offers the added benefit of NO CDD fees, helping keep your monthly expenses lower while still enjoying a desirable location close to shopping, dining, schools, and major commuter routes. An additional bonus is the Assumable VA Loan, presenting a unique opportunity for qualified buyers to potentially secure favorable financing terms. If you've been searching for a home with more land, more outdoor living space, and fewer community fees, this is the one you've been waiting for. Schedule your private tour today and experience the difference for yourself.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,685

Sqft

0.34 ac

Lot size

3

Garage

2014

Year built

One

Levels

$218

Per sqft

Negotiable

Inside

FlooringCeramic Tile
AppliancesCooktop · Dishwasher · Disposal · Microwave · Refrigerator
InteriorCathedral Ceiling(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System

Community & fees

HOA fee$50/mo
Taxes (2025)$4,246/yr
PetsBreed Restrictions

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,940 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property tax — 2025 actual bill$354
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,499Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,499
Interest rate6.00%
Loan term

Estimated payment

$3,940/mo

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property taxes (actual bill)$354
HOA / condo fee$50
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $585K
$448KedgeAI estimate $513,157 · range $467K$599K$623K

vs edgeAI estimate

+14%

$/sqft vs San Antonio actives

$218 vs $197

Days on market

82 vs 57 typical

Where $218/sqft sits among the 149 San Antonio actives

42
62
23 · this home
8
4
10
$160–183$183–207$207–230$230–253$253–277$277+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside San Antonio

Map of 12309 LOOPBACK DRIVE

Drive times from this address

Downtown Tampa36 min
Tampa Int’l Airport (TPA)47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know San Antonio. See the full San Antonio guide →

SAN ANTONIO 33576 — neighborhood snapshot

Population

6,415

Median age

61.1

Median income

$77,950

Median home value

$330,500

Avg household

2.21

Households w/ children

337

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★
HighPasco High School★★★★
MiddlePasco Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The San Antonio market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$360K$352K

San Antonio median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

93 of 149

San Antonio actives have cut their price

Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 86% above the SAN ANTONIO 33576 median. See the full San Antonio market guide →

Paper trail

This home's history

CurrentPrice reduced to $584,990 $5K
May 2, 2026Listed at $589,990 · 82 days on market since
2014Built · OAK GLEN SUB

Reality check

What actually sold near 12309 LOOPBACK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

504 VALENCIA PARK DRIVESold · Mar ’26

$405,000

504 VALENCIA PARK DRIVE · same community

3 bd · 2.5 ba · 2,358 sqft · $172/sqft · 93 DOM

412 HENDERSON AVENUESold · Aug ’25

$350,000

412 HENDERSON AVENUE · same community

4 bd · 2 ba · 2,058 sqft · $170/sqft · 54 DOM

11102 COTTON VALE PLACESold · Mar ’26

$439,990

11102 COTTON VALE PLACE

4 bd · 3 ba · 2,756 sqft · $160/sqft · 107 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12309 LOOPBACK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12309 LOOPBACK DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

12309 LOOPBACK DRIVE FAQs

What would the monthly payment be for 12309 LOOPBACK DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,940/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12309 LOOPBACK DRIVE?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12309 LOOPBACK DRIVE?+

The most recent tax bill on record (2025) was $4,246. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12309 LOOPBACK DRIVE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in San Antonio?+

At $584,990, this home is listed about 68% above the San Antonio median of $347,925. The market section on this page shows how the area is trending.

Which schools are assigned to 12309 LOOPBACK DRIVE?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLORIDA'S 1ST CHOICE RLTY LLC · Dammy Sanchez. MLS #TB8504303.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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