11557 124TH TERRACE, LARGO, FL, 33778
Active85 days on marketListed Apr 30, 2026MLS #TB8503769
About this home
11557 124TH TERRACE
This beautiful POOL home offers spacious living spaces, large screened outdoor area near the pool, with room for a pop up hot-tub or a table and chairs AND a small living area for your outdoor furniture. From the time you enter the living room, you will feel the comfort of this home with the wood burning fireplace and a large living room that is open to the sun room over looking the pool. Bring your King size bed and extra furnishings, this master suite is spacious. The en suite bathroom has a shower and right outside the bathroom door is a walk in closet. On the other side of the living and sun rooms you will take 1 step up to a dining area where the kitchen is located. From the sink you can overlook the sun room and the pool and there is a window you can open to the sun room so the chef can interact with guests in the sunroom. Beyond the kitchen and dining area the hallway leads to 2 bedrooms, a hall closet and the guest bathroom. The guest bathroom has a tub/shower combo and a door leading to the sun room right by the back door to the pool. The floorplan is ideal for pool parties and no one has to go in the main house to walk thru to the bathroom. IF anyone did walk thru, all the floors are luxury waterproof vinyl. Adjacent to the dining room there is an interior laundry room with a front load super size washer and dryer that stays with the home and the garage is a 2 car but only oversized 1 car space is available. There is an owners closet in the garage but a car will fit with room to spare. The pool is chlorine and maintained by the property management company. The pool has a screen enclosure with doors on both sides of the pool. The home has had many upgrades in the past 3 years to include: Luxury Vinyl Flooring throughout, Stainless Refrigerator, Stove and Microwave, Washer and Dryer, Smart Garage Door Opener, Smart Water Heater and the home has been well maintained and is ready for new long term residents.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,601
Sqft
0.15 ac
Lot size
2
Garage
1978
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$184 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$184/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Largo actives
$2 vs $236
Days on market
85 vs 42 typical
Where $2/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33778 — neighborhood snapshot
Population
16,054
Median age
50.9
Median income
$63,633
Median home value
$267,800
Avg household
2.41
Households w/ children
1,345
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 11557 124TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$410,000
12536 116TH STREET · same community
2 bd · 2 ba · 1,614 sqft · $254/sqft · 79 DOM
Sold · Apr ’26$563,000
12671 115TH STREET · same community
3 bd · 2 ba · 1,568 sqft · $359/sqft · 30 DOM
Sold · Aug ’25$510,000
11524 124TH TERRACE · same community
3 bd · 2 ba · 1,736 sqft · $294/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11557 124TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11557 124TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
11557 124TH TERRACE FAQs
What would the monthly payment be for 11557 124TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $184/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 11557 124TH TERRACE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $3,295, this home is listed about 99% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 11557 124TH TERRACE?+
Fuguitt Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the LARGO 33778 market on paper
$3,295 is 98% below the LARGO 33778 median of $169,000, and at $2/sqft it sits under the Largo average of $247.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
85 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Fuguitt Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $3,695, now $3,295 — a $400 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ACCLIVITY NOW LLC · Jackie Lynn. MLS #TB8503769.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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