4206 N 13TH STREET, TAMPA, FL, 33603
Active99 days on marketListed Apr 30, 2026MLS #TB8502736
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About this home
4206 N 13TH STREET
INVESTMENT OPPORTUNITY! Currently operating as an Airbnb with close to $3,000 average monthly income, this home passed a 4 Point Inspection in May (earnings report and inspection report available upon request). Charming 3 bed, 2 bath bungalow with large, private, fully fenced back yard, in Seminole Heights and close to Ybor Heights, two of Tampa’s most sought after historic neighborhoods. Not located in a flood zone. Furniture and furnishings are negotiable, allowing for a turnkey buying experience. This home is perfect as a primary residence, vacation home, or income-producing property. Step inside from the covered front porch to discover a cozy living room and remodeled eat in kitchen featuring quartz countertops, newer cabinetry, and newer stainless steel appliances. The open layout is complemented by newer waterproof luxury vinyl flooring that flows throughout the home. The primary bedroom includes a fully updated en suite bathroom, while both bathrooms have been remodeled with contemporary finishes. Located just minutes from Tampa’s Riverwalk, downtown Tampa, Tampa International Airport, and a short drive to the St Pete beaches, you’ll enjoy unbeatable access to dining, entertainment, and travel. Property falls within target area for Chase Community Lending which provides incentives for qualified buyers seeking conventional financing. Call to schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
936
Sqft
0.13 ac
Lot size
1925
Year built
One
Levels
$331
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,445 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,445/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.8%
$/sqft vs Tampa actives
$331 vs $301
Days on market
99 vs 41 typical
Where $331/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southeast Seminole Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Southeast Seminole Heights — neighborhood snapshot
Population
3,121
Median age
40
Median income
$69,217
Median home value
$323,910
Avg household
2
Households w/ children
194
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
195 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the TAMPA 33603 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4206 N 13TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$400,000
4200 N 15TH STREET · same community
3 bd · 2 ba · 1,706 sqft · $234/sqft · 73 DOM
Sold · Mar ’26$223,125
1002 E 14TH AVENUE
3 bd · 1 ba · 954 sqft · $234/sqft · 118 DOM
Sold · Jun ’26$195,000
1304 E 15TH AVENUE
2 bd · 1 ba · 980 sqft · $199/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4206 N 13TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4206 N 13TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4206 N 13TH STREET FAQs
What would the monthly payment be for 4206 N 13TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,445/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4206 N 13TH STREET?+
The most recent tax bill on record (2025) was $3,871. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4206 N 13TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $310,000, this home is listed about 31% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4206 N 13TH STREET?+
Edison Elementary School (elementary), Middleton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33603 market on paper
$310,000 is 32% below the TAMPA 33603 median of $459,000, and at $331/sqft it sits under the Tampa average of $345.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
99 days on market against a Tampa median of 41 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $330,000, now $310,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Rob McGuire. MLS #TB8502736.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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