Steeve Cadeau
$865,000$885,0004 bd3 ba2,513 sqft$344 /sqft$6,267 /mo all-in ↓

4953 POINTE CIRCLE, OLDSMAR, FL, 34677

Active85 days on marketListed Apr 27, 2026MLS #TB8502016

Reduced $20KPrivate poolSingle Family ResidenceCROSS POINTE

About this home

4953 POINTE CIRCLE

This newly renovated 4 bedroom 3 bath home is nestled in a quiet, cozy part of the elite Cross Pointe neighborhood located in the highly sought after Eastlake Woodlands development. From the moment you walk through the door, you’ll notice the attention to detail and inviting atmosphere that make this home truly special. Natural light, functional spaces, and stylish touches create a setting that’s both elegant and comfortable. Enjoy the amenities of Ardea Golf, Tennis, and Social club. This gem will not last long - schedule a viewing today.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,513

Sqft

0.22 ac

Lot size

3

Garage

1997

Year built

One

Levels

$344

Per sqft

Private poolFireplaceNegotiablePets allowed

Inside

FlooringCeramic Tile · Vinyl
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Concrete
FoundationSlab
FacesSoutheast
ParkingDriveway · Garage Door Opener · On Street
ExteriorRain Gutters · Sidewalk

Community & fees

HOA fee$142/mo
Taxes (2025)$11,677/yr
PetsBreed Restrictions, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,267 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,668
PMI (est., until 20% equity)$324
Property tax — 2025 actual bill$973
HOA fee — from the listing$142
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $86,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $86,500
Interest rate6.00%
Loan term

Estimated payment

$6,267/mo

Principal & interest$4,668
PMI (est., until 20% equity)$324
Property taxes (actual bill)$973
HOA / condo fee$142
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $865K
$621KedgeAI estimate $688,345 · range $646K$829K$900K

vs edgeAI estimate

+25.7%

$/sqft vs Oldsmar actives

$344 vs $229

Days on market

85 vs 43 typical

Where $344/sqft sits among the 157 Oldsmar actives

31
30
29
26
23
18 · this home
$141–175$175–209$209–243$243–276$276–310$310+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside East Lake Woodlands

Map of 4953 POINTE CIRCLE inside its neighborhood boundary

Get to know Oldsmar. See the full Oldsmar guide →

East Lake Woodlands — neighborhood snapshot

Population

7,647

Median age

53

Median income

$107,049

Median home value

$399,307

Avg household

2

Households w/ children

583

For the school run

Pinellas County School District

ElementaryForest Lakes Elementary School★★★★
MiddleJoseph L. Carwise Middle School★★★★
HighEast Lake High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oldsmar market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$360K$355K

Oldsmar median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

93 of 157

Oldsmar actives have cut their price

Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 243% above the OLDSMAR 34677 median. See the full Oldsmar market guide →

Paper trail

This home's history

CurrentPrice reduced to $865,000 $20K
Apr 27, 2026Listed at $885,000 · 85 days on market since
1997Built · CROSS POINTE

Reality check

What actually sold near 4953 POINTE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1827 FOXBORO COURTSold · Oct ’25

$770,000

1827 FOXBORO COURT · same community

4 bd · 3 ba · 2,606 sqft · $295/sqft · 83 DOM

4858 AUGUSTA AVENUESold · Apr ’26

$660,000

4858 AUGUSTA AVENUE

4 bd · 3 ba · 2,500 sqft · $264/sqft · 21 DOM

4858 AUGUSTA AVENUESold · Feb ’26

$500,000

4858 AUGUSTA AVENUE

4 bd · 3 ba · 2,492 sqft · $201/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4953 POINTE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4953 POINTE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

4953 POINTE CIRCLE FAQs

What would the monthly payment be for 4953 POINTE CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,267/mo — principal and interest, the actual property-tax bill, the $142/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4953 POINTE CIRCLE?+

The association fee works out to $142 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4953 POINTE CIRCLE?+

The most recent tax bill on record (2025) was $11,677. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4953 POINTE CIRCLE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oldsmar?+

At $865,000, this home is listed about 153% above the Oldsmar median of $342,450. The market section on this page shows how the area is trending.

Which schools are assigned to 4953 POINTE CIRCLE?+

Forest Lakes Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$865,000 runs 243% above the OLDSMAR 34677 median — but at 2,513 sqft it's also nearly twice the size of the typical Oldsmar listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Forest Lakes Elementary School, Joseph L. Carwise Middle School, East Lake High School — Forest Lakes Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $885,000, now $865,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of HOME SOLD REALTY LLC · Camilo Perez. MLS #TB8502016.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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