Steeve Cadeau
Pending
$950,000$1,375,0005 bd2 ba5,624 sqft$169 /sqft$6,728 /mo all-in ↓

13042 TARPON SPRINGS ROAD, ODESSA, FL, 33556

Pending108 days on marketListed Apr 26, 2026MLS #TB8501834

Reduced $425KSingle Family ResidenceKEYSTONE PARK COLONY SUB

About this home

13042 TARPON SPRINGS ROAD

Seller Motivated and Ready to Make a Deal. Please submit all offers by June 15th. Welcome home to the best kept secret in all of Florida, Keystone. Where old Florida meets the New Florida . It’s dark out here and we love it. Spacious 4-Bedroom Home with ADU is perfect for extra income. Open Floor Plan | Ample Parking located on a nearly two-acre private property, offering space, comfort, and charm of being away from it all. The expansive grounds provide plenty of on-site parking, suitable for multiple vehicles, work trucks, or guests.

Facts & features

The home at a glance

5

Bedrooms

2

Bathrooms

5,624

Sqft

1.89 ac

Lot size

1963

Year built

One

Levels

$169

Per sqft

Negotiable

Inside

FlooringTile
AppliancesCooktop · Range · Refrigerator
InteriorLiving Room/Dining Room Combo · Split Bedroom
LaundryCommon Area
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesNorth
ExteriorCourtyard · Lighting

Community & fees

Taxes (2025)$13,025/yr

Utilities & systems

UtilitiesElectricity Available · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,728 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property tax — 2025 actual bill$1,085
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $95,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $95,000
Interest rate6.00%
Loan term

Estimated payment

$6,728/mo

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property taxes (actual bill)$1,085
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Odessa

Map of 13042 TARPON SPRINGS ROAD

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

ODESSA 33556 — neighborhood snapshot

Population

34,045

Median age

40.9

Median income

$151,034

Median home value

$589,700

Avg household

2.93

Households w/ children

4,581

For the school run

Hillsborough County School District

HighSteinbrenner High School★★★★
MiddleMartinez Middle School★★★★★
ElementaryHammond Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$725K$717K

Odessa median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% above the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

CurrentPrice reduced to $950,000 $425K
Apr 26, 2026Listed at $1,375,000 · 108 days on market since
1963Built · KEYSTONE PARK COLONY SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13042 TARPON SPRINGS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13042 TARPON SPRINGS ROAD — before you fall in love.

See it in person

Schedule a tour

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Straight answers

13042 TARPON SPRINGS ROAD FAQs

What would the monthly payment be for 13042 TARPON SPRINGS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,728/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13042 TARPON SPRINGS ROAD?+

The most recent tax bill on record (2025) was $13,025. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Odessa?+

At $950,000, this home is listed about 32% above the Odessa median of $719,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13042 TARPON SPRINGS ROAD?+

Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$950,000 runs 40% above the ODESSA 33556 median — but at 5,624 sqft it's also nearly twice the size of the typical Odessa listing.

02Time on market is leverage

108 days on market against a Odessa median of 50 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,375,000, now $950,000 — a $425K cut. The full history is in the market section below.

Listing courtesy of KEYSTONE REAL ESTATE SERVICES · Michael Couch. MLS #TB8501834.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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