Steeve Cadeau
$1,900,000$2,200,000$12,280 /mo all-in ↓

13495 GULF BOULEVARD, MADEIRA BEACH, FL, 33708

Active88 days on marketListed Apr 28, 2026MLS #TB8501219

Reduced $300KMITCHELLS BEACH REV

About this home

13495 GULF BOULEVARD

Exceptional, fully approved development opportunity at 13495 Gulf Blvd in Madeira Beach, ready for immediate construction of a boutique condo-hotel in a prime, high-demand coastal location. The project includes 8 residential units—six 2-bedroom units and two larger 3-bedroom units—each with dedicated parking, along with approximately 5,500 sq ft of commercial space featuring a ground-level restaurant and rooftop bar with Gulf views. Permitted for nightly rentals, this property offers strong shortterm income potential and long-term value, plus added appeal with pet-friendly amenities. The site also allows for interim income opportunities, such as parking or an ice vending setup, while preparing for development.

Facts & features

The home at a glance

0.23 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$13,858/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$12,280 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,252
PMI (est., until 20% equity)$713
Property tax — 2025 actual bill$1,155
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $190,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $190,000
Interest rate6.00%
Loan term

Estimated payment

$12,280/mo

Principal & interest$10,252
PMI (est., until 20% equity)$713
Property taxes (actual bill)$1,155
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Mitchell's Beach

Map of 13495 GULF BOULEVARD inside its neighborhood boundary

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Madeira Beach. See the full Madeira Beach guide →

Mitchell's Beach — neighborhood snapshot

Population

377

Median age

61

Median income

$117,645

Median home value

$104,438

Avg household

2

Households w/ children

10%

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★
MiddleSeminole Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Madeira Beach market

Seller’s marketLeans buyer9.5 months of inventoryBuyer’s market

$573K$585K

Madeira Beach median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 284% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,900,000 $300K
Apr 28, 2026Listed at $2,200,000 · 88 days on market since

Reality check

What actually sold near 13495 GULF BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13511 GULF BOULEVARDSold · Apr ’26

$1,150,000

13511 GULF BOULEVARD · same community

3 bd · 2 ba · 1,320 sqft · $871/sqft · 4 DOM

13423 GULF LANESold · Apr ’26

$3,730,000

13423 GULF LANE · same community

3 bd · 2.5 ba · 3,146 sqft · $1,186/sqft · 43 DOM

11360 GULF BOULEVARD UNIT 505Sold · Feb ’26

$490,000

11360 GULF BOULEVARD UNIT 505

1 bd · 1 ba · 568 sqft · $863/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13495 GULF BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13495 GULF BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

13495 GULF BOULEVARD FAQs

What would the monthly payment be for 13495 GULF BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,280/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13495 GULF BOULEVARD?+

The most recent tax bill on record (2025) was $13,858. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Madeira Beach?+

At $1,900,000, this home is listed about 138% above the Madeira Beach median of $799,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13495 GULF BOULEVARD?+

Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,900,000 runs 284% above the MADEIRA BEACH 33708 median.

02Strong assigned schools

Orange Grove Elementary School, Richard O Jacobson Technical High School At Seminole, Seminole Middle School — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $2,200,000, now $1,900,000 — a $300K cut. The full history is in the market section below.

Listing courtesy of COASTAL PROPERTIES GROUP · Karl Moeller. MLS #TB8501219.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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