5 CHINKAPIN CIRCLE, HOMOSASSA, FL, 34446
Active104 days on marketListed Apr 24, 2026MLS #TB8500980
About this home
5 CHINKAPIN CIRCLE
This beautifully designed home blends modern comfort with timeless charm, offering a warm and inviting space for everyday living. As you step inside, you’re welcomed by a spacious 7x8 foyer that opens into a light-filled, open-concept layout with high ceilings and thoughtfully chosen finishes throughout. The expansive living area features a cozy wood-burning fireplace, creating the perfect focal point for relaxing evenings, and flows seamlessly into a well-appointed kitchen complete with sleek countertops, ample cabinetry, and modern appliances—ideal for both quiet mornings and entertaining guests. Just off the kitchen, enjoy a charming 8x11 breakfast nook, perfect for casual dining while overlooking the backyard. In addition, a versatile 11x13 music room offers flexible space that can easily serve as a formal sitting area, office, or creative studio. Designed with a desirable split floor plan, the home provides added privacy by separating the primary suite from the additional bedrooms. Each bedroom offers a peaceful retreat with generous space and natural light. The primary suite features a private bathroom and ample closet space, creating a comfortable sanctuary at the end of the day. Additional rooms can easily adapt to your needs, whether for guests, a home office, or hobbies. Step outside to your private backyard oasis, where a sparkling pool invites you to relax, unwind, and enjoy Florida living year-round. The outdoor space is perfect for entertaining, with plenty of room for lounging, dining, and gathering with friends and family. For added peace of mind, the home is equipped with a whole-house generator, ensuring uninterrupted comfort and functionality. Located in Sugarmill Woods, a deed-restricted community, residents enjoy access to a clubhouse and community pool, adding even more opportunities for recreation and social connection. With its blend of style, functionality, and resort-style amenities, this home offers an exceptional living experience both inside and out.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,432
Sqft
0.26 ac
Lot size
2
Garage
1997
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,074 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,074/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.9%
$/sqft vs SUGARMILL WOODS CYPRESS VILLAGE
$174 vs $160
Days on market
104 vs 54 typical
Where $174/sqft sits among the 40 homes for sale in SUGARMILL WOODS CYPRESS VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Village At Sugarmill Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Homosassa. See the full Homosassa guide →
Cypress Village At Sugarmill Woods — neighborhood snapshot
Population
5,767
Median age
68
Median income
$74,848
Median home value
$304,688
Avg household
2
Households w/ children
413
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
18 of 40
SUGARMILL WOODS CYPRESS VILLAGE have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the HOMOSASSA 34446 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5 CHINKAPIN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$405,000
8 BOXLEAF COURT S · same community
4 bd · 3 ba · 2,478 sqft · $163/sqft · 76 DOM
Sold · Sep ’25$330,000
35 PINE DRIVE · same community
3 bd · 2 ba · 2,368 sqft · $139/sqft · 7 DOM
Sold · May ’26$360,000
39 PINE STREET · same community
3 bd · 2 ba · 2,191 sqft · $164/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5 CHINKAPIN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5 CHINKAPIN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
5 CHINKAPIN CIRCLE FAQs
What would the monthly payment be for 5 CHINKAPIN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,074/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5 CHINKAPIN CIRCLE?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5 CHINKAPIN CIRCLE?+
The most recent tax bill on record (2025) was $2,740. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5 CHINKAPIN CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $422,500, this home is listed about 21% above the Homosassa median of $349,425. The market section on this page shows how the area is trending.
Which schools are assigned to 5 CHINKAPIN CIRCLE?+
Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$422,500 runs 61% above the HOMOSASSA 34446 median — but at 2,432 sqft it's also 25% larger than the typical Homosassa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $449,000, now $422,500 — a $27K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMAN REALTY GROUP INC · Thomas "TJ" Homan, Jr. MLS #TB8500980.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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