10207 ESTUARY DRIVE, TAMPA, FL, 33647
Active108 days on marketListed Apr 22, 2026MLS #TB8500486
About this home
10207 ESTUARY DRIVE
Don’t miss this Arthur Rutenberg-built residence tucked inside the Estuary, a private gated enclave within the guard-gated Arbor Greene community in New Tampa. Offering 4 bedrooms, 4 full baths, and over 3,100 sq ft of single-story living, this home delivers a functional, well-designed layout paired with quality construction and seamless indoor/outdoor flow. Set on a 10,080 sq ft homesite with pond views, the property features a screened pool and spa, oversized paver deck, and outdoor kitchen, creating a private outdoor setting designed for both entertaining and everyday enjoyment. Pocket sliding glass doors open the main living areas to the lanai, extending the living space and enhancing natural light throughout. Inside, soaring ceilings and 8-foot doors add volume and continuity, while the central kitchen connects directly to the main living area and includes solid wood cabinetry, Corian countertops, and new stainless steel appliances. The layout is designed for both daily functionality and hosting. The split-bedroom floor plan offers privacy and flexibility, with a spacious primary suite featuring direct pool access. Secondary bedrooms are thoughtfully arranged, including two en-suite bedrooms with walk-in closets, a dedicated pool bath, and a bonus/craft room that can serve as an office, hobby space, or flex room. Additional features include tile and engineered hardwood flooring throughout (no carpet), a tile roof, and a 3-car garage. The outdoor living space and single-story design provide a move-in-ready alternative to homes requiring additional build-out or future modifications. Arbor Greene offers 24-hour guard-gated entry, a community clubhouse, resort-style pools, tennis courts, parks, and walking trails, with convenient access to I-75, USF, Wiregrass, and area hospitals.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,127
Sqft
0.23 ac
Lot size
3
Garage
2002
Year built
One
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,265 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,265/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.5%
$/sqft vs Tampa actives
$240 vs $301
Days on market
108 vs 42 typical
Where $240/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Arbor Greene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Arbor Greene — neighborhood snapshot
Population
3,372
Median age
45
Median income
$118,033
Median home value
$501,766
Avg household
3
Households w/ children
362
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
206 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 101% above the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10207 ESTUARY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$665,000
10228 ESTUARY DRIVE · same community
4 bd · 3 ba · 3,014 sqft · $221/sqft · 48 DOM
Sold · Jul ’26$795,000
17888 ARBOR GREENE DRIVE · same community
5 bd · 4 ba · 3,250 sqft · $245/sqft · 16 DOM
Sold · Oct ’25$790,000
10218 GARDEN ALCOVE DRIVE · same community
5 bd · 3 ba · 3,271 sqft · $242/sqft · 172 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10207 ESTUARY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10207 ESTUARY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
10207 ESTUARY DRIVE FAQs
What would the monthly payment be for 10207 ESTUARY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,265/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10207 ESTUARY DRIVE?+
The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10207 ESTUARY DRIVE?+
The most recent tax bill on record (2025) was $9,222. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10207 ESTUARY DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $749,900, this home is listed about 67% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10207 ESTUARY DRIVE?+
Benito Middle School (middle), Hunter's Green Elementary School (elementary), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$749,900 runs 101% above the TAMPA 33647 median — but at 3,127 sqft it's also nearly twice the size of the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
108 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Benito Middle School, Hunter's Green Elementary School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $765,000, now $749,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SERHANT · Robert O'Connor. MLS #TB8500486.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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