236 HOWARD DRIVE, BELLEAIR BEACH, FL, 33786
Active92 days on marketListed Apr 23, 2026MLS #TB8498906
About this home
236 HOWARD DRIVE
Discover the pinnacle of luxury, quality, and refinement in this brand-new custom California Coastal waterfront estate. Designed with exceptional craftsmanship and architectural sophistication, this residence embodies the highest standards of elevated coastal living. Soaring 25-foot ceilings create a striking sense of volume and light, while thoughtful conveniences include 42-foot-wide balconies, a commercial-grade elevator, dual laundry rooms, and an expansive 12-car garage. Constructed with uncompromising integrity, the home features full concrete construction, limestone cladding, deep-set pilings, and impact-rated casement and storefront windows. Inside, meticulously curated finishes showcase hand-selected natural stone, bespoke millwork, custom walnut cabinetry, and wide-plank European French oak flooring. The chef’s kitchen is appointed with Miele refrigeration, Wolf gas range, Wolf coffee system, Perlick wine column and Perlick clear ice maker, all complemented by honed Taj Mahal quartzite. A sleek linear gas fireplace and infinity glass railing add to the home’s refined aesthetic. Engineered for both luxury and longevity, the residence includes a protected deep-water dock, expanded seawall, and resort-style saltwater pool and spa—creating a private waterfront sanctuary. This newly built waterfront home—among the first offered to the public in over a decade in Belleair Beach—offers a rare opportunity along Florida’s Gulf Coast. The private residents-only beach lies just one block away, while world-class golf at Belleair Country Club and Pelican Golf Club is less than ten minutes from your door. Dimensions are estimates, buyer to verify.
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
5,830
Sqft
0.26 ac
Lot size
12
Garage
2026
Year built
Three Or More
Levels
$1,371
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$48,065 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$48,065/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Belleair Beach actives
$1,371 vs $637
Days on market
92 vs 77 typical
Where $1,371/sqft sits among the 34 Belleair Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$1.1M → $925K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
22 of 34
Belleair Beach actives have cut their price
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 952% above the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 236 HOWARD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,700,000
223 HOWARD DRIVE · same community
3 bd · 4 ba · 2,473 sqft · $687/sqft · 14 DOM
Sold · Nov ’25$1,825,000
202 HOWARD DRIVE · same community
4 bd · 4 ba · 2,423 sqft · $753/sqft · 128 DOM
Sold · Aug ’25$800,000
2801 GULF BOULEVARD · same community
3 bd · 2 ba · 2,028 sqft · $394/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 236 HOWARD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 236 HOWARD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
236 HOWARD DRIVE FAQs
What would the monthly payment be for 236 HOWARD DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $48,065/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 236 HOWARD DRIVE?+
The most recent tax bill on record (2025) was $21,193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 236 HOWARD DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Beach?+
At $7,995,000, this home is listed about 515% above the Belleair Beach median of $1,300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 236 HOWARD DRIVE?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$7,995,000 runs 952% above the BELLEAIR BEACH 33786 median — but at 5,830 sqft it's also nearly 3 times the size of the typical Belleair Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $8,750,000, now $7,995,000 — a $755K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 JIM WHITE & ASSOC · Dania Perry. MLS #TB8498906.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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