Steeve Cadeau
$1,489,000$1,499,0004 bd3.5 ba3,476 sqft$428 /sqft$11,142 /mo all-in ↓

510 MIRABAY BOULEVARD, APOLLO BEACH, FL, 33572

Active99 days on marketListed Apr 16, 2026MLS #TB8498562

Reduced $10KWaterfrontPrivate poolSingle Family ResidenceMIRABAY PH 1B-1/2A-1/3B-1

About this home

510 MIRABAY BOULEVARD

Welcome to resort-style living in MiraBay, the area’s premier gated waterfront community. This distinctive coastal residence—the only one of its kind in the neighborhood—offers nearly 3,500 sq ft of elegant living along a tranquil 135-acre lagoon with direct access to Tampa Bay. Featuring 4 bedrooms, 3.5 baths, a bonus room, a private dock with a newly rewired lift, and a private boat lift, this home is designed for refined indoor/outdoor living. A brick paver driveway and welcoming front porch lead into a foyer with immediate lagoon views. To the left, a formal dining room with a tray ceiling flows to the fully remodeled kitchen and large walk-in pantry. The kitchen showcases quartz countertops with a waterfall edge, Sub-Zero refrigerator, custom island with butcher-block, gas cooktop, built-in espresso machine, and designer backsplash. The kitchen opens to the family room and breakfast nook, both sliding wide to the lanai for seamless entertaining. The expansive lanai is an outdoor oasis: gas fireplace, outdoor kitchen, and a heated pebble-tec saltwater pool and spa framed by sweeping lagoon vistas. Lush landscaping and papaya tree—complete the private waterfront setting. The primary suite is a serene retreat with lanai access and panoramic lagoon views. Dual walk-in closets lead to a spa-like bath featuring a large tile shower with dual rainfall heads and a freestanding soaking tub. Two bedrooms share a Jack-and-Jill bath at the front of the home; a fourth bedroom and flexible bonus room—accessed past the breakfast nook—share a bath. The bonus room’s pocket slider opens to the lanai and can serve as a home office, gym, or media room. Additional conveniences include a half bath, large storage closet near the foyer, and a two-car garage. Notable updates and systems: new luxury vinyl flooring, refreshed garage flooring with overhead storage, two HVAC units with Nest thermostats, plantation shutters, tankless water heater, electric shades, Hayward pool heater with variable-speed pump, and fresh interior paint. MiraBay amenities—at just $227/year HOA—include a community pool with five lap lanes and water slide, splash pad, spa/sauna, fitness center with trainers, tennis courts with coaches, café/restaurant, childcare, basketball courts, kayak rentals, and more. Easy commutes to St. Petersburg, Sarasota and Tampa round out this exceptional coastal offering. Embrace waterfront living at its finest.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,476

Sqft

0.24 ac

Lot size

2

Garage

2004

Year built

One

Levels

$428

Per sqft

Private poolWaterfrontPool & Water viewPets allowed

Inside

FlooringCarpet · Tile · Vinyl
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Freezer · Microwave · Refrigerator · Tankless Water Heater · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Natural Gas

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesNorth
ExteriorIrrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Sliding Doors

Community & fees

HOA fee$19/mo
Taxes (2025)$28,443/yr
PetsYes
CommunityCommunity Boat Ramp · Fishing · Water Access · Waterfront · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Natural Gas Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$11,142 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,035
PMI (est., until 20% equity)$558
Property tax — 2025 actual bill$2,370
HOA fee — from the listing$19
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $148,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $148,900
Interest rate6.00%
Loan term

Estimated payment

$11,142/mo

Principal & interest$8,035
PMI (est., until 20% equity)$558
Property taxes (actual bill)$2,370
HOA / condo fee$19
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.5M
$906KedgeAI estimate $1,079,287 · range $943K$1.2M$1.5M

vs edgeAI estimate

+38%

$/sqft vs MIRABAY PH 1B-1/2A-1/3B-1

$428 vs $353

Days on market

99 vs 56 typical

Where $428/sqft sits among the 6 homes for sale in MIRABAY PH 1B-1/2A-1/3B-1

1
1
2
0
1 · this home
1
$249–291$291–333$333–376$376–418$418–460$460+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mirabay

Map of 510 MIRABAY BOULEVARD inside its neighborhood boundary

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

Mirabay — neighborhood snapshot

Population

2,133

Median age

56

Median income

$98,381

Median home value

$406,778

Avg household

2

Households w/ children

218

For the school run

Hillsborough County School District

ElementaryApollo Beach K-8 School★★★★
HighLennard High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

4 of 6

MIRABAY PH 1B-1/2A-1/3B-1 have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 231% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,489,000 $10K
Apr 16, 2026Listed at $1,499,000 · 99 days on market since
2004Built · MIRABAY PH 1B-1/2A-1/3B-1

Reality check

What actually sold near 510 MIRABAY BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

405 ISLEBAY DRIVESold · Nov ’25

$525,000

405 ISLEBAY DRIVE · same community

5 bd · 3.5 ba · 3,351 sqft · $157/sqft · 118 DOM

528 ISLEBAY DRIVESold · Jun ’26

$865,000

528 ISLEBAY DRIVE · same community

5 bd · 4 ba · 3,304 sqft · $262/sqft · 69 DOM

5517 MERRITT ISLAND DRIVESold · May ’26

$902,500

5517 MERRITT ISLAND DRIVE · same community

5 bd · 3 ba · 3,172 sqft · $285/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 510 MIRABAY BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 510 MIRABAY BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

510 MIRABAY BOULEVARD FAQs

What would the monthly payment be for 510 MIRABAY BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,142/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 510 MIRABAY BOULEVARD?+

The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 510 MIRABAY BOULEVARD?+

The most recent tax bill on record (2025) was $28,443. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 510 MIRABAY BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $1,489,000, this home is listed about 204% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 510 MIRABAY BOULEVARD?+

Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,489,000 runs 231% above the APOLLO BEACH 33572 median — but at 3,476 sqft it's also 64% larger than the typical Apollo Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,499,000, now $1,489,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of DALTON WADE INC · Felicia Willoughby. MLS #TB8498562.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Apollo Beach homes, in your inbox

Like 510 MIRABAY BOULEVARD but not quite? A daily digest of every new listing in Apollo Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Steeve to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 12:29 PM UTC. The listing information on this page last changed on July 24, 2026 at 12:29 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 12:29 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 12:29 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.