Steeve Cadeau
$575,000$599,9002 bd2 ba1,085 sqft$530 /sqft$4,831 /mo all-in ↓

2530 GARY CIRCLE UNIT 802, DUNEDIN, FL, 34698

Active97 days on marketListed Apr 17, 2026MLS #TB8498208

Reduced $25KCondominiumMARINA TOWER A CONDO

About this home

2530 GARY CIRCLE UNIT 802

Imagine Enjoying Breathtaking Nightly Water Views from this Beautifully Desgined 8th Floor Condo in the Highly Desired Marina Tower Condominium Community on Ward Island in Dunedin. From this Amazing Condo, you can see the Marina on the East, the inter-coastal and Clearwater on the South, the Gulf of America on the West, and St Joseph’s Sound on the north! Enjoy Sunrises and Sunsets Every Day on your Private Balcony Accessible from both your Living Room and Primary Bedroom. Watch Boaters, Jet Skiers, Kayakers, and Dolphins pass by! This 1,085sf, 2 Bedroom/2 Bath Condo has an Open Floorplan Layout and has been Newly Renovated Throughout! The Kitchen Boasts new Granite Countertops, new Appliances, Indirect Under-Cabinet and Accent Lighting, Recessed Lighting, an added Peninsula Counter with a Pantry, Wine Refrigerator, Pendant Lighting and more cabinets! Among the new Appliances are a Dishwasher, a Smart Self Steam-Cleaning WiFi Range, and a Wifi Refrigerator with a TV and internet APP access. The Laundry Closet is in the Kitchen with stacked Washer & Dryer. The newly created Breakfast Counter leads you to the open flowing joint Dining/Living Room with Stunning Views of the Inter-coastal and Gulf of America. New Hurricane Sliding Doors have been installed in the Living Room and Primary Bedroom for added protection along with Hurricane Shutters. The Primary Bedroom has 2 Closets (one a Walk-in Closet), a Dressing Area and a separate WC with Walk-in Shower, a Shower Bench and ambience lighting! The new Smart Toilet opens and closes its cover and flushes automatically. It also has a Built-in Bidet, Seat Massager and Seat Heater! Talk about having it all!! The 2nd Bedroom shares a tastefully Renovated Bathroom with a Tub-Shower. The Hallway connecting the 2nd Bedroom and 2nd Bathroom has a Pocket Door for added Privacy when needed. Marina Tower Condominiums has an Elevator as well as Exterior Stairs. It has a back-up Generator, a large Heated Pool with a Spa corner, a Clubhouse Room for Parties and/or Gatherings, an Exercise Bicycle and a Treadmill for use by Residents. The Condo comes with a Covered Carport Parking Space, and a Storage Unit. This truly is the RESORT STYLE LIVING you’ve been looking for! Located steps away from the Beach on the Dunedin Causeway and a direct route to Dunedin’s Re-known Honeymoon Island and Beach, a couple of miinutes down the roay on the Causeway! Walk/Run the Causeway or Walk to the Beach or to Great Restaurants and Shops in just minutes! Short Drives to Downtown Dunedin, Clearwater Beach, Downtown Palm Harbor, and the Tarpon Springs Sponge Docks! 30-45 minutes to/from Tampa International Airport, downtown Tampa, St. Petersburg and much more! Basic Cable and Internet, Water, Sewer, and Trash are included in the Monthly Condo Association Fees.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,085

Sqft

1.88 ac

Lot size

1985

Year built

One

Levels

$530

Per sqft

Garden & Pool & Water view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryIn Kitchen · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMembrane
ConstructionConcrete
FoundationSlab
ViewGarden · Pool · Water
FacesNorth
ParkingCovered · Guest
ExteriorBalcony · Sidewalk · Storage

Community & fees

HOA fee$825/mo
Taxes (2025)$6,335/yr
PetsNo
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,831 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$528
Condo fee — from the listing$825
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate6.00%
Loan term

Estimated payment

$4,831/mo

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property taxes (actual bill)$528
HOA / condo fee$825
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $575K
$338KedgeAI estimate $370,653 · range $353K$416K$598K

vs edgeAI estimate

+55.1%

Days on market

97 vs 51 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunedin

Map of 2530 GARY CIRCLE UNIT 802

Drive times from this address

Tampa Int’l Airport (TPA)35 min
Downtown Tampa39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

DUNEDIN 34698 — neighborhood snapshot

Population

37,817

Median age

58.1

Median income

$67,323

Median home value

$335,800

Avg household

2.04

Households w/ children

2,412

For the school run

Pinellas County School District

MiddleDunedin Highland Middle School★★★★
ElementaryDunedin Elementary School★★★★
HighDunedin High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$440K$410K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 92% above the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

CurrentPrice reduced to $575,000 $25K
Apr 17, 2026Listed at $599,900 · 97 days on market since
1985Built · MARINA TOWER A CONDO

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2530 GARY CIRCLE UNIT 802 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2530 GARY CIRCLE UNIT 802 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

2530 GARY CIRCLE UNIT 802 FAQs

What would the monthly payment be for 2530 GARY CIRCLE UNIT 802?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,831/mo — principal and interest, the actual property-tax bill, the $825/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2530 GARY CIRCLE UNIT 802?+

The association fee works out to $825 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2530 GARY CIRCLE UNIT 802?+

The most recent tax bill on record (2025) was $6,335. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2530 GARY CIRCLE UNIT 802?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunedin?+

At $575,000, this home is listed about 44% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2530 GARY CIRCLE UNIT 802?+

Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$575,000 runs 92% above the DUNEDIN 34698 median.

02Garden & Pool & Water views

The garden and pool and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $825/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $599,900, now $575,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of PRODUCERS REALTY CORP · Denise Stavropoulos. MLS #TB8498208.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Dunedin homes, in your inbox

Like 2530 GARY CIRCLE UNIT 802 but not quite? A daily digest of every new listing in Dunedin — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Steeve to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 23, 2026 at 5:07 PM UTC. The listing information on this page last changed on July 23, 2026 at 5:07 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 23, 2026 at 5:07 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 23, 2026 at 5:07 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.