12291 MALLORY DRIVE, LARGO, FL, 33774
Active98 days on marketListed Apr 16, 2026MLS #TB8497534
About this home
12291 MALLORY DRIVE
Beach-close Largo home with no flood zone, major systems updated, flexible bonus space, and a private fenced yard for a great value! This home checks all the boxes—whether you're looking for a primary residence, seasonal getaway, or investment opportunity. Inside is spacious, bright and inviting with updated flooring and a large, updated kitchen. There’s even room for a home office or creative studio, giving you flexibility to fit your lifestyle. Step outside to your large, fully fenced backyard—perfect for pets, gatherings, or simply relaxing in your own private outdoor space. Additional highlights include: In-unit laundry Separate storage area Off-street parking with a private driveway Located outside of a flood zone And the best part? You’re just 7 minutes from the beach, making it easy to enjoy everything Florida living has to offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,312
Sqft
0.12 ac
Lot size
1972
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,589 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,589/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.7%
Days on market
98 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33774 — neighborhood snapshot
Population
20,018
Median age
49.1
Median income
$76,769
Median home value
$315,200
Avg household
2.38
Households w/ children
1,963
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12291 MALLORY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12291 MALLORY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
12291 MALLORY DRIVE FAQs
What would the monthly payment be for 12291 MALLORY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,589/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12291 MALLORY DRIVE?+
The most recent tax bill on record (2025) was $2,570. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12291 MALLORY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $350,000, this home is listed about 30% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12291 MALLORY DRIVE?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$350,000 runs 80% above the LARGO 33774 median.
02Time on market is leverage
98 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $390,000, now $350,000 — a $40K cut. The full history is in the market section below.
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Michelle Benson. MLS #TB8497534.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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