Steeve Cadeau
$389,000$390,0004 bd2.5 ba2,578 sqft$151 /sqft$3,093 /mo all-in ↓

11693 LAVENDER LOOP, SPRING HILL, FL, 34609

Active95 days on marketListed Apr 16, 2026MLS #TB8496925

Reduced $1KSingle Family ResidenceVERANO PH 1

About this home

11693 LAVENDER LOOP

Picture Perfect Home! This 4BR/2.5BA/Office-Flex Rm. home is immaculate & move-in ready - today! Upgraded FENCE, GUTTERS, and PAVERS! Enjoy a large downstairs living room, great flex/office area, open floorplan, large center island, wonderful natural light, a half bath, nicely tiled floors throughout, beautiful window treatments, upgraded fans, & a great kitchen! Upstairs, enjoy a bonus room that can be utilized in so many ways, a spacious landing area, a dedicated laundry room, a wonderful primary bedroom overlooking an expansive back yard & no rear neighbors! The primary suite bathroom has dual sinks, a well-appointed bathroom, & a very large walk-in "dream" closet! Bedrooms 2, 3, & 4 are roomy, provide many design options, & built-in closets! Any of them could easily be an additional office or bedroom - for the perfect fit! Your private backyard awaits: with no rear neighbors, a deep backyard complete with new pavers off your back slider doors. Upgraded gutters added to the home are a huge asset for the Florida rains! The yard provides many options & can host the best of parties or fun-filled events. The backyard is complete with an added newer vinyl fence for privacy & use. Other upgrades are the in-wall pest defense system & incredible energy efficiency! The Verano community has NO CDD's & a very reasonable HOA fee! Enjoy close access to the Suncoast Expressway, Publix & shopping/dining options, & much more.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,578

Sqft

0.13 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$151

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorHigh Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorIrrigation System · Other · Rain Gutters · Sidewalk · Sprinkler Metered

Community & fees

HOA fee$67/mo
Taxes (2025)$4,844/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,093 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,290
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$404
HOA fee — from the listing$67
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,615
Interest rate6.00%
Loan term

Estimated payment

$3,093/mo

Principal & interest$2,290
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$404
HOA / condo fee$67
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $389K
$373KedgeAI estimate $411,017 · range $400K$433K$450K

vs edgeAI estimate

−5.4%

$/sqft vs Spring Hill actives

$151 vs $193

Days on market

95 vs 29 typical

Where $151/sqft sits among the 400 Spring Hill actives

88 · this home
89
101
55
33
34
$147–168$168–189$189–210$210–231$231–252$252+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 11693 LAVENDER LOOP

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34609 — neighborhood snapshot

Population

46,066

Median age

44.8

Median income

$79,284

Median home value

$275,900

Avg household

2.7

Households w/ children

5,105

For the school run

Hernando County School District

MiddlePowell Middle School★★★★★
HighCentral High School★★★★★
ElementaryPine Grove Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

196 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the SPRING HILL 34609 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $389,000 $1K
Apr 16, 2026Listed at $390,000 · 95 days on market since
2023Built · VERANO PH 1

Reality check

What actually sold near 11693 LAVENDER LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

94 ROSE BUD LANESold · Mar ’26

$359,900

94 ROSE BUD LANE · same community

5 bd · 2.5 ba · 2,369 sqft · $152/sqft · 123 DOM

71 ROSE BUD LANESold · Sep ’25

$303,000

71 ROSE BUD LANE · same community

5 bd · 2.5 ba · 2,355 sqft · $129/sqft · 71 DOM

11675 LAVENDER LOOPSold · Mar ’26

$355,000

11675 LAVENDER LOOP · same community

4 bd · 2 ba · 1,959 sqft · $181/sqft · 105 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11693 LAVENDER LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11693 LAVENDER LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

11693 LAVENDER LOOP FAQs

What would the monthly payment be for 11693 LAVENDER LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,093/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11693 LAVENDER LOOP?+

The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11693 LAVENDER LOOP?+

The most recent tax bill on record (2025) was $4,844. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11693 LAVENDER LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $389,000, this home is listed about 13% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11693 LAVENDER LOOP?+

Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$389,000 runs 13% above the SPRING HILL 34609 median — but at 2,578 sqft it's also 42% larger than the typical Spring Hill listing.

02Time on market is leverage

95 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $390,000, now $389,000 — a $1K cut. The full history is in the market section below.

Listing courtesy of REAL ESTATE FIRM OF FLORIDA, LLC · Charlie Bodine. MLS #TB8496925.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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