Steeve Cadeau
$1,499,000$1,575,0003 bd2.5 ba2,789 sqft$537 /sqft$9,532 /mo all-in ↓

485 11TH AVENUE N, ST PETERSBURG, FL, 33701

Active122 days on marketListed Apr 15, 2026MLS #TB8496850

Reduced $76KNew constructionSingle Family ResidenceHARVEY'S SUB LOT 11

About this home

485 11TH AVENUE N

Under Construction. – Luxury New Construction by Mobley Homes Custom LLC Experience exceptional craftsmanship by Mobley Homes Custom LLC, one of Tampa Bay's premier custom home builders. Ideally located near Crescent Lake Park and Historic Old Northeast, this beautiful new residence is located in a non-flood zone, Built with hurricane-rated concrete block construction on the first floor, this home offers the strength, durability, energy efficiency, and long-term value Florida buyers are looking for. The thoughtfully designed floor plan features 3 bedrooms, 2.5 bathrooms, and a first-floor den/home office, providing flexible living space for today's lifestyle. The open-concept layout showcases soaring ceilings, abundant natural light, and seamless indoor-outdoor living. The gourmet kitchen is appointed with designer cabinetry, premium countertops, a large center island, and high-end stainless steel appliances—perfect for everyday living and entertaining. The spacious primary suite features a spa-inspired bathroom and generous walk-in closet, while two additional bedrooms share a well-appointed full bath upstairs. A convenient first-floor powder room and dedicated office provide added functionality for families, guests, or remote professionals. Outside, enjoy alley access to the detached two-car garage and a backyard with room for a custom pool and outdoor entertaining area. Located just minutes from vibrant Downtown St. Petersburg, Central Avenue's restaurants, shopping, and entertainment, Crescent Lake Park, I-275, St. Pete Beach, and Tampa International Airport, this home offers an exceptional combination of luxury, convenience, and location. Mobley Homes Custom LLC builds and owns every home they construct—without third-party investors—providing buyers with direct builder communication, exceptional craftsmanship, quality control, and dedicated support.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,789

Sqft

0.15 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$537

Per sqft

Inside

FlooringCarpet · Engineered Hardwood
AppliancesCooktop · Dishwasher · Dryer · Freezer · Gas Water Heater · Ice Maker · Microwave · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · HardiPlank Type · Stucco · Wood Frame
FoundationBlock · Stem Wall
FacesSouth
ParkingAlley Access · Off Street
ExteriorPrivate Mailbox · Sidewalk

Community & fees

Taxes (2025)$8,652/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,532 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,089
PMI (est., until 20% equity)$562
Property tax — 2025 actual bill$721
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,900
Interest rate6.00%
Loan term

Estimated payment

$9,532/mo

Principal & interest$8,089
PMI (est., until 20% equity)$562
Property taxes (actual bill)$721
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.5M
$861KedgeAI estimate $986,633 · range $897K$1.1M$1.6M

vs edgeAI estimate

+51.9%

$/sqft vs St Petersburg actives

$537 vs $336

Days on market

122 vs 57 typical

Where $537/sqft sits among the 400 St Petersburg actives

135
138
57 · this home
28
11
31
$134–271$271–408$408–545$545–682$682–818$818+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Historic Uptown

Map of 485 11TH AVENUE N inside its neighborhood boundary

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Historic Uptown — neighborhood snapshot

Population

3,698

Median age

36

Median income

$72,026

Median home value

$501,273

Avg household

2

Households w/ children

204

For the school run

Pinellas County School District

MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★
ElementaryNorth Shore Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

230 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,499,000 $76K
Apr 15, 2026Listed at $1,575,000 · 122 days on market since
2026Built · HARVEY'S SUB LOT 11

Reality check

What actually sold near 485 11TH AVENUE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

199 DALI BOULEVARD UNIT PH-2Sold · May ’26

$2,000,000

199 DALI BOULEVARD UNIT PH-2

3 bd · 3 ba · 2,537 sqft · $788/sqft · 133 DOM

199 DALI BOULEVARD UNIT PH-2Sold · Sep ’25

$2,250,000

199 DALI BOULEVARD UNIT PH-2

3 bd · 3 ba · 2,537 sqft · $887/sqft · 83 DOM

536 DR. MARTIN LUTHER KING JR STREET SSold · Aug ’26

$825,000

536 DR. MARTIN LUTHER KING JR STREET S

3 bd · 3.5 ba · 2,499 sqft · $330/sqft · 257 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 485 11TH AVENUE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 485 11TH AVENUE N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

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Goes straight to Steeve’s phone and CRM.

Straight answers

485 11TH AVENUE N FAQs

What would the monthly payment be for 485 11TH AVENUE N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,532/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 485 11TH AVENUE N?+

The most recent tax bill on record (2025) was $8,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 485 11TH AVENUE N?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,499,000, this home is listed about 248% above the St Petersburg median of $431,250. The market section on this page shows how the area is trending.

Which schools are assigned to 485 11TH AVENUE N?+

John Hopkins Middle School (middle), St. Petersburg High School (high), North Shore Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,499,000 runs 97% above the ST PETERSBURG 33701 median — but at 2,789 sqft it's also nearly twice the size of the typical St Petersburg listing.

02Time on market is leverage

122 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $1,575,000, now $1,499,000 — a $76K cut. The full history is in the market section below.

Listing courtesy of COMPASS FLORIDA LLC · Jeff Thomas. MLS #TB8496850.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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