2793 89TH STREET CIRCLE E, PALMETTO, FL, 34221
Active108 days on marketListed Apr 8, 2026MLS #TB8495404
About this home
2793 89TH STREET CIRCLE E
Opportunities like this don't stay available for long. Whether you're looking for a place to entertain, recharge, or simply enjoy effortless everyday living, this home delivers the perfect combination of comfort, style, and thoughtful upgrades. Ideally situated in Heron Bay, you'll enjoy convenient access to I-275 and I-75, making trips to St. Petersburg, Tampa, Sarasota, and the beautiful Bradenton Beach area quick and easy. Shopping, dining, and entertainment are all just minutes away - without the constant congestion of more crowded locations. Residents also enjoy access to community amenities, including a pool and shared recreational spaces, creating the perfect balance between private retreat and neighborhood connection. Step outside and discover one of this home's most relaxing features: peaceful pond views that create a serene backdrop for your morning coffee or evening unwind. Professionally maintained landscaping enhances the curb appeal and welcoming atmosphere from the moment you arrive. The epoxy-coated garage offers more than just parking - it's durable, polished, and equipped with a Tesla charging port, providing modern convenience that today's buyers are looking for. Inside, plantation shutters and modern ceiling fans add both sophistication and energy efficiency throughout the home. At the heart of the residence, the kitchen is designed to impress and perform. Sleek granite countertops, stainless steel appliances, and a spacious kitchen bar create the ideal setting for casual dining, entertaining guests, or staying connected while preparing meals. The open-concept floor plan seamlessly connects the living spaces, creating a natural flow that accommodates everything from family gatherings to quiet evenings at home. From the moment you enter, you'll appreciate the clean tile flooring throughout the main living areas and the plush carpeting in the bedrooms, offering the perfect blend of durability, style, and comfort. Act quickly - this beautifully maintained single-story home featuring 4 bedrooms and 2 bathrooms checks all the boxes for today's buyers. Combining confident design, modern upgrades, scenic views, and an exceptional location, this is the kind of property that attracts attention fast.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,637
Sqft
0.11 ac
Lot size
2
Garage
2022
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,759 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,759/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.9%
$/sqft vs Palmetto actives
$208 vs $208
Days on market
108 vs 55 typical
Where $208/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
213 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 2793 89TH STREET CIRCLE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$315,000
2688 89TH STREET CIRCLE E · same community
4 bd · 2 ba · 1,637 sqft · $192/sqft · 18 DOM
Sold · Dec ’25$370,000
633 HERON BAY DRIVE · same community
3 bd · 2 ba · 1,398 sqft · $265/sqft · 6 DOM
Sold · Apr ’26$735,000
12471 NW 78th Manor, Parkland FL 33067 · same community
3 bd · 2 ba · 1,913 sqft · $384/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2793 89TH STREET CIRCLE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2793 89TH STREET CIRCLE E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2793 89TH STREET CIRCLE E FAQs
What would the monthly payment be for 2793 89TH STREET CIRCLE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,759/mo — principal and interest, the actual property-tax bill, the $105/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2793 89TH STREET CIRCLE E?+
The association fee works out to $105 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2793 89TH STREET CIRCLE E?+
The most recent tax bill on record (2025) was $4,101. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2793 89TH STREET CIRCLE E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $340,000, this home is listed about 15% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2793 89TH STREET CIRCLE E?+
James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALMETTO 34221 market on paper
$340,000 is 7% below the PALMETTO 34221 median of $364,950, and at $208/sqft it sits under the Palmetto average of $234.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $365,000, now $340,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · John Evans. MLS #TB8495404.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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